Credit Officer

Gateway Group Personnel provided pay range

This range is provided by Gateway Group Personnel. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

$/yr - $/yr

Annual Bonus

Our well known client is adding an experienced Credit Officer to partner directly with the Chief Credit Officer during a critical phase of growth. This role is central to the bank’s initiative to centralize underwriting and credit administration
, improving efficiency, consistency, and portfolio quality.

This is not a “policy-only” role. The Credit Officer will remain hands‑on in underwriting
, while also helping shape credit processes, mentor future analysts, and serve as the long‑term second‑in‑command within credit.

• Direct daily partnership with the Chief Credit Officer
• High visibility with senior leadership
• Meaningful influence over credit policy and portfolio quality
• Long‑term runway toward department leadership
• True community bank credit work — not transactional data entry

• Underwrite and approve commercial and consumer loan requests
• Support lenders with structure, risk analysis, and credit recommendations
• Coordinate and participate in annual loan reviews
• Ensure compliance with credit policy and regulatory standards
• Monitor portfolio quality and assist with internal/external examinations
• Prepare portfolio and credit reports for leadership and stakeholders
• Help develop and scale a centralized underwriting model

• 7–10+ years of credit / underwriting experience
• Prior community banking experience strongly preferred
• Strong ability to analyze financials and write narrative credit memos
• Experience training or mentoring analysts is a plus
• Comfortable working fully in‑office within the local market

This role is viewed as a long‑term leadership solution
, with the opportunity to:

• Train and manage analysts
• Take ownership of audits and board‑level reporting
• Ultimately assume broader leadership within credit administration

Seniority Level
:
Mid‑Senior level

Employment Type
:
Full‑time

Job Function
:
Finance

Industries
:
Banking