Deposit Operations Analyst

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The Deposit Operations Analyst will be responsible for all duties associated with the daily functions and processing of Deposit Operations, understanding ACH regulations and the related impact on financial institutions.

• ACH origination and compliance monitoring.
• Balance cash letter and bank cash daily.
• Collection items processing.
• Customer service support.
• Ability to balance debit card activity.
• Monitoring all deposit‑related retention and compliance.
• New deposit account opening and special item processing as needed.
• Online and mobile banking monitoring and support.
• Perform daily and monthly reconciliations.
• Process daily overdrafts based on the banker’s decision, and work through any adjustments or chargebacks.
• Process garnishments as directed by Legal/Compliance.
• Process Reg D letters.
• Process stops and ACH return items.
• Review and monitor deposit maintenance reports such as dormant accounts, large dollar items, etc.
• Settle the bank funds daily.
• Year‑end processing and compliance.
• Maintain a working knowledge of all compliance regulations and ensure the bank adheres to said regulations.
• Assist Bank Operations and Branch Administration as needed and as directed by management.
• Additional responsibilities and duties as directed by leadership.

• High school diploma with experience in banking industry or related field preferred.
• ACH experience and deposit/bank operations experience preferred.
• Working knowledge and understanding of all banking regulations.

• Must possess accurate typing, spelling and grammar skills as well as superior written and oral communication skills.
• Must possess the ability to set priorities and meet deadlines.
• Must be willing and capable of defining problems and taking initiative to propose practical solutions.
• Strong communication, leadership, and attention to detail.
• Ability to communicate and build rapport with others in core departments and with internal and external business partners.
• Take initiative, be able to organize and prioritize daily responsibilities and meet established deadlines.
• Ability to work overtime if/when needed.

• Seniority level:
  Entry level
• Employment type:
  
  Full‑time
• Job function:
  Management and Manufacturing
• Location:
  
  Memphis, TN
• Salary: $81,900.00 – $

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Evolve Bank & Trust is an equal opportunity employer.