Credit Officer – To Memphis, TN

The Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & Rockport, TX. Our unique value proposition centers around providing the best available banking and accounting talent. Most of our recruiters are former bankers or accountants!

We excel at evaluating top banking and accounting talent. Whether you're a candidate seeking a new opportunity or a bank or company president trying to fill a key position, The Symicor Group is ready to deliver premium results.

Our community bank client is seeking a Credit Officer in Memphis, TN. The role involves managing credit analysis and administration teams, including recruitment, development, compensation, and performance management.

This position offers a salary up to $110K and a full benefits package. (This is not a remote position)

Responsibilities include:

• Developing financial goals for the department, including credit quality, volume, and risk distribution.
• Providing loan structure, terms, risk rating, and pricing recommendations.
• Presenting loans to the Bank’s Management and Directors Loan Committees for approval.
• Collaborating with credit analysts and lenders to ensure consistency in loan presentations.
• Implementing and monitoring credit policies and procedures to maintain asset quality and manage credit risk.
• Ensuring compliance with credit criteria, underwriting requirements, and portfolio performance standards.
• Preparing reports on loan quality, growth trends, and product concentrations.
• Reviewing real estate data and assessing its impact on the loan portfolio.
• Delegating tasks to balance workloads and meet customer expectations.
• Representing the Bank in communications with regulators, auditors, and external reviewers.
• Participating in bank committees such as the Management and Directors Loan Committees.

You seek to influence your development and pursue your passions. You view a job title as a starting point, not a final definition of who you are.

Skills and experience include:

• At least 10 years of commercial banking experience.
• Over 10 years of progressive leadership experience.
• Experience in credit administration, analysis, and risk mitigation with direct approval authority.
• Supervisory experience in commercial real estate, construction, and industrial lending.

If interested, email your current resume and the position you are considering to us.