Acquiring Reconciliation Analyst

The Acquiring Reconciliation Analyst will ensure accurate, timely, and compliant reconciliation of card-network settlement, fees, and chargebacks across daily, weekly, and month-end cycles. The analyst will reconcile card network settlement files with Fed account activity, research exceptions, and partner with Risk and Underwriting to prevent leakage related to fraud and disputes.

• Reconcile card network reports, bank account activity, and ISO/merchant-level detail including fees and interchange.
• Manage exceptions by identifying root causes, driving timely resolution, and maintaining audit trails.
• Monitor reserve bank account activity on a daily basis.
• Reconcile reserve bank account activity monthly and compare to processor reporting.
• Analyze large datasets, identify trends, and diagnose recurring errors.
• Support ISO operations by ensuring funding, reporting, and dispute obligations are met and communicated effectively.
• Drive continuous improvement through automation, enhanced controls, and reconciliation process efficiencies.
• Other monthly reporting and ad hoc requests as needed.
• Other duties as assigned.
• Bachelor’s degree in business, finance or related field is ideal, but not required.
• Working knowledge and experience with TSYS processor systems,CBOS, TSYS files and parsing residual files, including familiarity with 3270 TSYS green screens.
• Familiarity with merchant monitoring solutions such as Legit Script, G2 and other similar service providers.
• Knowledge of card network rules, e-commerce/retail payment processing, merchant billing, merchant application/agreements, merchant pricing concepts.
• General knowledge/familiarity with BSA/AML (Transaction monitoring, CIP, Sanctions Screening) as it relates to acquiring activities.
• Self-starter, detail-oriented and ability to prioritize all tasks appropriately.
• Good analytical, quantitative, and problem-solving skills.
• Ability to work in a dynamic fast-paced environment.
• Excellent verbal, written and interpersonal communication skills.
• Intermediate Excel (pivot tables, lookups), exposure to SQL a plus.
• Basics of authorization, clearing, and settlement, card fees/interchange, dual vs. single message flows.
• ACH fundamentals (file structure, returns/notifications of change, cutoffs) and Fed posting cycles.
• Ability to work independently and manage high volumes of transactions.
• Good communication skills, ability to collaborate effectively with both internal and external partners.
• Ability to handle multiple tasks while prioritizing the importance of items in a fast-paced environment.
• Must be highly motivated and organized.
• Must be able to meet the required deadlines.
• Must be able to communicate and interact with all levels of the organization.
• Customer Success driven.

Equal Opportunity Employer
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