Compliance Compliance Risk Lead Menlo Park, CA

Service status ·
A8 Core™
· The Operating System for Financial Accounts
· The account operating system
· API-first

Build and own the compliance and risk program for regulated financial infrastructure — and the evidentiary record that proves it.

Location Menlo Park, CA Reports to Chief Executive Officer Team Compliance

Build and own the compliance and risk program for regulated financial infrastructure — and the evidentiary record that proves it.

A8 Core™ sits at the center of regulated money movement and account administration, serving institutions that are themselves examined. This role builds the program that lets them trust the platform: BSA/AML, sanctions, KYC/KYB, fair-lending and UDAAP awareness, and the prohibited-business policy that defines who the platform will and will not serve. Compliance here is not a checkpoint bolted on at the end — it is built into the product, and you own that thesis.

• BSA/AML policy, OFAC and sanctions screening, and the KYC/KYB onboarding controls.
• Transaction monitoring and suspicious-activity processes.

• Fair-lending (ECOA / Regulation
  
  B) and UDAAP awareness, and alignment with model-risk expectations such as SR 26-2.
• The prohibited and restricted business policy, and the risk framework that governs onboarding decisions.

• The audit-ready evidentiary record, exam readiness, and relationships with partners, sponsor banks, and regulators.

• Stand up and own A8 Core™’s compliance and risk program end to end.
• Define onboarding, screening, and monitoring controls for clients and accounts.
• Own the prohibited / restricted business policy and the decisions that flow from it.
• Partner with Engineering so the evidentiary record captures what examiners and partners require.
• Manage audits, exams, and partner due-diligence, and advise Product on regulatory requirements.
• Keep the program current as the platform and the regulatory landscape evolve.

• 8+ years in compliance or risk at a fintech, bank, or money-services business.
• Deep, hands-on command of BSA/AML, OFAC sanctions, and KYC/KYB.
• Working familiarity with fair lending (ECOA/Reg
  
  B) and UDAAP.
• A track record of building or substantially operating a compliance program, not just running parts of one.

• Sponsor-bank or bank-partnership experience.
• Exposure to model-risk governance and SR 26-2.
• CAMS or comparable certification, and direct regulatory-exam experience.

BSA / AML OFAC ECOA / Reg B UDAAP SR 26-2

KYC KYB Sanctions screening

Transaction monitoring Evidentiary records Exam readiness

First 90 Days

• Assess and document the program — a clear, prioritized picture of controls, gaps, and risks.

• Operationalize onboarding, screening, and monitoring controls across the platform.

• Run an exam-ready program with established partner and regulator relationships.

At A8 Core™, compliance is a product capability, not a cost center. You will shape how a category-defining platform earns and proves regulatory trust — and build the evidentiary record the whole industry should have had all along. This role is based in Menlo Park, CA.