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Commercial Credit Analyst

Job in Miami, Miami-Dade County, Florida, 33222, USA
Listing for: Ascendo Resources
Full Time position
Listed on 2025-12-29
Job specializations:
  • Finance & Banking
    Financial Analyst, Risk Manager/Analyst
Salary/Wage Range or Industry Benchmark: 90000 USD Yearly USD 90000.00 YEAR
Job Description & How to Apply Below

Base Pay Range

$90,000.00/yr - $/yr

Additional Compensation Types
  • Annual Bonus
  • Direct message the job poster from Ascendo Resources
Job Overview

Ascendo is excited to present this opportunity in the banking industry. We are looking for a sharp, career-minded individual to step into this amazing opportunity with a financial institution that is on an upward trajectory. This role is perfect for a dedicated professional who brings a sophisticated background in local community banking and a high level of technical proficiency in commercial real estate lending.

The ideal candidate will possess a proven track record of evaluating complex financial data and a deep familiarity with the Florida commercial property landscape, ensuring every risk is measured with precision and expertise.

Responsibilities
  • Synthesize complex financial statements and cash flow data to evaluate the stability of potential and current borrowers.
  • Generate comprehensive internal risk assessments and lending recommendations to support the loan approval process.
  • Manage a diverse portfolio of existing accounts to ensure ongoing adherence to institutional risk guidelines and regulatory standards.
  • Partner with internal stakeholders to uphold the highest levels of accuracy in the bank's asset quality and risk mitigation strategies.
  • Formulate detailed projections and ratio analyses to determine the long‑term viability of commercial real estate investments.
Qualifications
  • 2+ years in credit assessment specifically within the commercial real estate sector.
  • Prior experience performing financial analysis within a community‑focused banking environment.
  • Advanced capability in drafting formal credit memorandums and presenting findings to decision‑makers.
  • Exceptional aptitude for identifying financial trends and solving intricate credit‑related challenges.
  • Strong commitment to maintaining rigorous risk management protocols and internal policy compliance.
Benefits
  • Medical insurance
  • Vision insurance
  • 401(k)
  • Robust health and wellness coverage
  • Collaborative culture focused on professional advancement
  • Flexible hybrid work arrangement balancing office and remote productivity
  • Highly competitive annual compensation
Seniority Level

Associate

Employment Type

Full‑time

Job Function

Finance

EEO Statement

ALL RESUMES RECEIVED WILL REMAIN HIGHLY CONFIDENTIAL AND NOT RELEASED TO ANYONE WITHOUT YOUR CONSENT.

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