VP, Lead Underwriter

Miami, United States | Posted on 05/27/2025

Employment Type: Full-Time | Permanent

We are seeking a seasoned VP, Lead Underwriter to lead the financial and risk evaluation of complex commercial lending transactions. This role is ideal for a sharp, detail-oriented professional who thrives in analyzing commercial real estate (CRE), commercial & industrial (C&I), and asset-based lending (ABL) portfolios with sound judgment and in-depth financial knowledge.

• Underwrite new and existing CRE, C&I, ABL, and other specialized lending transactions.
• Conduct detailed cash flow analysis (real estate and global), evaluate borrower and guarantor financial condition, and assess repayment capacity.
• Analyze operating performance, industry trends, financial projections, and global cash flow as part of credit risk assessments.
• Collaborate with loan officers and other departments to gather required documentation and data for underwriting.
• Ensure full compliance with internal credit policy and regulatory requirements.
• Maintain thorough, accurate underwriting packages and credit memoranda.
• Support the ongoing development of underwriting processes and internal credit quality standards.
• Complete assigned annual training programs and stay current with industry trends.
• Perform other underwriting and credit-related duties as required.

• Bachelor’s degree in Business, Finance, Accounting, or related field.
• Minimum of 7 years of experience as a Credit Underwriter in banking, with a strong background in C&I, CRE, ABL, SBA, and construction lending.
• Advanced understanding of credit policies, underwriting practices, and loan structures.
• Proficient in Microsoft Office Suite and financial spreadsheet software.
• Strong analytical, mathematical, and problem-solving skills.
• Excellent verbal and written communication; ability to interact across all organizational levels.
• High attention to detail, with the ability to manage multiple priorities in a fast-paced environment.
• Knowledge of federal and state banking regulations related to commercial lending.
• Strong customer service mindset with both internal and external stakeholders.

• Competitive base salary and incentive compensation
• 401(k) plan with employer match
• Tuition reimbursement & paid parental leave
• Short-Term and Long-Term Disability coverage
• Paid Time Off and free parking

Avantis Resources, LLC is an Equal Opportunity Employer and does not discriminate on the basis of race or ethnicity, religion, sex, national origin, age, veteran disability or genetic information or any other reason prohibited by law in employment.