AML Modeling Specialist

AML Modeling Specialist

Country:
United States of America

Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally.

Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.

An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!

As an AML Modeling Specialist, you play a key role in safeguarding the bank’s integrity and ensuring compliance with regulatory expectations. You design, enhance, and maintain analytical models that identify suspicious activity, strengthen the bank’s financial crime detection framework, and drive continuous improvement in AML monitoring capabilities. Your insights directly support the bank’s mission to protect customers and uphold trust across the global financial system.

• Develop and implement AML detection and segmentation models using statistical and machine learning techniques.
• Partner with compliance, risk, and data science teams to ensure model outputs align with business objectives and regulatory standards.
• Analyze transaction data to identify emerging money laundering patterns and typologies.
• Perform model validation, back-testing, and performance monitoring to ensure accuracy and effectiveness.
• Prepare model documentation, regulatory submissions, and audit materials.
• Support ongoing model governance, tuning, and optimization efforts to reduce false positives and improve efficiency.

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Bachelor's Degree or equivalent work experience:
Statistics, Mathematics, Economics or equivalent quantitative discipline. Required

Master's Degree Statistics, Mathematics, Economics or equivalent quantitative discipline. Preferred

• 3+ Years Risk Management, Risk Modeling, AML Req
• Deep understanding of AML processes, transaction monitoring systems, and financial crime risk.
• Proficiency in data analysis, model development, and statistical tools (e.g., Python, SAS, SQL, or R).
• Collaborative approach and ability to communicate technical findings to non-technical stakeholders.
• Commitment to operational excellence, model integrity, and regulatory compliance.
• Strong analytical mindset with the ability to translate complex data into actionable insights.

• No Certifications listed for this job.

• Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.
• Experience in Microsoft Office products.

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Minimum: $67,500.00 USD

Maximum: $ USD

Santander Benefits - 2025 Santander OnGoing/NH eGuide () ((Use the "Apply for this Job" box below).)

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply.…