Risk Management Analyst

• Title Risk Management Analyst
• Type Full Time
• Experience 2-4 Years
• Function Risk Management
• Location Miami, FL, United States
• Company Emigrant Bank

Emigrant Bank offers personal and business banking, savings accounts, mortgages, online banking, and financial solutions tailored to customer needs.

The bank is hiring a Risk Management Analyst who will support the Bank’s enterprise-wide risk management framework across multiple risk dimensions, including credit, operational, third-party, liquidity, market, and strategic risk.

Work closely with various department heads and business line managers, including the Chief Risk Officer (CRO), to identify, assess, monitor, and help turn data into actionable insights that drive better risk-informed decisions.

• Bachelor’s Degree in a relevant discipline (required)

• 2-4 plus years of relevant experience with banks or other financial institutions
• Thorough knowledge of the laws and regulations from regulatory agencies, and a solid understanding of internal controls

• Professional certifications in risk management, audit, project management, or investment management (a plus)

Essential Roles-

• Monitor emerging risks, industry trends, and regulatory developments impacting the Bank.
• Risk Assessment and Monitoring
• Support risk identification and assessment processes across operational, compliance, financial, and other risk categories.

Data Analysis/Reporting-

• Analyze data from business units to identify patterns, outliers, or potential areas of concern.
• Compile, clean, and analyze data from internal systems to support various risk assessments.
• Contribute to the production of risk committee reports and regulatory submissions.
• Develop dashboards, scorecards, and reports to track key risk indicators (KRIs), operational incidents, vendor performance, and insurance coverage.
• Develop metrics and dashboards to track risk exposures and trends.
• Identify data quality issues and recommend process improvements for more accurate and timely risk reporting.
• Prepare regular and ad-hoc risk reports for senior management and the Board of Directors.
• Translate complex datasets into accessible visuals and summaries for stakeholders with varying levels of technical expertise.

Policy/Governance Support-

• Adapt quickly to regulatory, operational, and technological changes impacting risk management.
• Assist in reviewing and updating risk management policies, procedures, and frameworks.
• Change and Continuous Improvement
• Collaboration and Advisory
• Contribute to internal audit and regulatory exam preparation.
  
  Identify opportunities to improve risk management processes and reporting.
• Partner with business units to embed risk management practices into day-to-day operations.
• Promote a culture of risk awareness throughout the organization.
• Provide support in risk assessments for new products, vendors, or strategic initiatives.
• Support projects and initiatives designed to strengthen the Bank’s risk posture.

General Roles-

• Comply with all safety policies, practices, and procedures. Report all unsafe activities to the supervisor or Human Resources.
• Handle multiple tasks simultaneously.
• Participate in proactive team efforts to achieve departmental and company goals.
• Perform other duties as assigned.
• Prioritize and organize assignments.
• Provide leadership to others through example and sharing of knowledge/skills.
• Receive very general guidance with respect to overall objectives; work is usually quite independent of others; operate within specific policy guidelines.

• Ability to communicate complex concepts with a diverse audience.
• Entrepreneurial spirit and attitude are necessary to establish and maintain…