Head of Engineering

Job Description

Title : Head of Engineering

Reports to : Chief Technology Officer (CTO)

Location : Miami, FL (Hybrid) / Belo Horizonte,   (Hybrid) / US Remote

At BMG Money, our mission is to provide access to affordable and responsible credit for underserved consumers facing unexpected expenses. We all share one vision— Redefining lending through technology, where underserved individuals can thrive financially through forward‑thinking, responsible, and innovative financial solutions.

We are seeking an exceptional Head of Engineering to lead our end‑to‑end technology engineering organization. This role is responsible for overseeing Software Development, Quality Assurance, Cloud Infrastructure, Dev Ops, and Secure Development practices, ensuring the delivery of scalable, resilient, and high‑performance systems for a fast‑growing fintech.

The ideal candidate is a strategic engineering leader with a strong technical backbone, hands‑on mindset, and the ability to scale teams, processes, and platforms. This person must be data‑driven, mobile‑first oriented, and experienced with modern cloud‑native architectures in a multilingual, multicultural environment.

• Lead and mentor cross‑functional engineering teams, including Software Development, Quality Assurance, Dev Ops, Cloud Infrastructure, and Architecture.
• Establish and enforce engineering best practices, coding standards, and secure development methodologies.
• Collaborate with Product, Data, and Cybersecurity teams to translate strategic business goals into scalable and measurable technology solutions.
• Oversee the full software development lifecycle (SDLC), ensuring efficient, predictable, and high‑quality delivery.
• Promote a mobile‑first and cloud‑native mindset across all technology initiatives.
• Drive adoption of modern engineering frameworks, microservices and micro‑frontends architectures, and API‑driven design.
• Ensure the use of secure coding practices (OWASP, SAST / DAST, code reviews, threat modeling).
• Lead a robust QA strategy covering automated testing, regression testing, performance testing, and release quality gates.
• Implement continuous improvement processes to increase software reliability, speed, and test coverage.
• Oversee cloud infrastructure strategy and operations (GCP, AWS and Azure), ensuring high availability, scalability, and security.
• Drive Dev Ops maturity, including CI / CD automation, observability, logging, monitoring, and incident management.
• Ensure infrastructure follows IaC standards (Terraform, Kubernetes, API Gateway, secrets management, etc.).
• Ensure engineering decisions are aligned with data‑driven principles, leveraging analytics, telemetry, and experimentation to optimize products and internal processes.
• Work closely with Data Engineering and BI teams to support data governance, data quality, and scalable data pipelines.
• Champion secure development practices and partner with Security teams to ensure compliance with regulatory requirements.
• Implement guardrails and controls for threat mitigation, secrets management, and secure infrastructure operations.
• Foster a culture of ownership, continuous learning, accountability, and high performance.
• Recruit, develop, and retain top engineering talent.
• Promote transparent communication, strong documentation, and collaboration across teams.

• 15+ years of experience in Software Engineering, with at least 10 years in a leadership or management role.
• Strong experience leading teams across Software Development, QA, Dev Ops, and Cloud Infrastructure.
• Deep expertise in cloud platforms (GCP, AWS and Azure) and containerized architectures (Docker, Kubernetes).
• Strong understanding of secure development practices (OWASP, SAST / DAST, SDLC security).
• Proven experience with CI / CD pipelines, modern Dev Ops tooling, and automation frameworks.
• Solid experience with mobile‑first development strategies and API‑centric architectures.
• Strong analytical mindset, data‑driven decision making, and business orientation.
• Fluency in both English and Portuguese (written and spoken) is required, as this role interacts with cross‑border teams, stakeholders, and partners.
• Excellent communication skills and ability to work effectively with executives and cross‑functional teams.

• Experience in financial services or regulated environments.
• Strong analytical and data‑oriented mindset.
• Hands‑on technical background combined with strategic leadership.
• Passion for technology excellence, automation, and innovation.