Attorney​/In-House Counsel

Please note: This is an in-office position that is located in Miami, FL

At INB, your career is more than a job; it’s a chance to make a difference. As a locally owned, community-focused bank, we help individuals and businesses reach their financial goals through personalized service and trusted relationships. Our team is built on care, creativity, teamwork, balance, smart work, and enthusiasm. Join us and be part of a purpose-driven culture that makes a positive impact every day.

INB offers a challenging and rewarding environment where your legal expertise directly contributes to our strategic business decisions. We value a collaborative culture, professional development, and the opportunity to work on a broad spectrum of complex, high-impact legal issues across multiple vital state markets.

INB is a dynamic, multi-state financial institution looking for an attorney to join its in-house legal department as a strategic legal advisor and partner to our business units, focusing on navigating the complex legal and regulatory landscape of the banking industry in Illinois and Florida. We are seeking a highly motivated and experienced attorney with 3 to 5 years of experience to provide advice, counsel, direction and assistance with a broad spectrum of legal risks and associated tasks to ensure INB meets its legal and regulatory obligations for its customers, officers, shareholders, directors and regulators.

This role requires a blend of strong legal acumen, business judgment and practical problem‑solving skills to identify substantive legal issues and operational concerns while providing sound, but creative, solutions or improvements for the Bank and its customers.

(1) Banking, Lending, and Regulatory Compliance—

• Provide timely, pragmatic legal advice on banking operations, commercial and retail lending practices, new product development, and related services across Florida and Illinois.
• Conduct legal research and provide counsel on compliance with federal and state regulations, including the Bank Secrecy Act (BSA)/Anti‑Money Laundering (AML), Dodd‑Frank Act, Fair Credit Reporting Act (FCRA), Truth in Lending Act (TILA), and other consumer protection and financial services laws relevant to our operations in both states.
• Monitor and communicate changes in regulatory requirements and assist in the development and implementation of internal policies and training programs to ensure company‑wide adherence.
• Advise and support the Compliance and Risk Management teams on various internal audits, investigations, and regulatory inquiries.

(2) Contracts, Transactions, and Documentation

• Draft, review, and negotiate a variety of commercial agreements, including vendor contracts, technology/SaaS agreements, non‑disclosure agreements (NDAs), and professional services contracts.
• Review, interpret, and prepare commercial and real estate loan documentation, including modifications and forbearance agreements, ensuring enforce ability and compliance with Florida and Illinois state laws (including the Uniform Commercial Code - UCC).
• Assist with legal due diligence and documentation related to corporate transactions, such as mergers, acquisitions, and strategic partnerships.

(3) Litigation and Risk Management

• Assist in managing and overseeing outside counsel for litigation matters in Florida and Illinois, including financial services litigation, contested foreclosures, and single‑plaintiff actions.
• Provide initial assessment of potential disputes and litigation risks, developing strategies to minimize the company’s legal exposure.
• Advise the Human Resources and management teams on employment‑related legal matters, including drafting policies, managing disputes, and ensuring compliance with applicable state and federal labor laws.

(4) Corporate Governance and Operations

• Provide legal support for corporate governance matters, including preparing board resolutions, maintaining corporate records, and ensuring adherence to statutory requirements.
• Communicate complex legal issues and risks effectively to non‑legal business colleagues and…