Commercial Lines Underwriter

Help shape our commercial portfolio through smart, strategic underwriting.

Location: Remote, Hybrid, or Onsite options available based on candidate location
Schedule: Monday–Friday, 8:00 a.m. to 4:30 p.m. (occasional work outside standard hours may occur)

As a Commercial Lines Underwriter, you’ll play a key role in underwriting new and renewal business, building agent relationships, and contributing to the overall profitability and growth of our commercial book. You’ll be part of a supportive team that values thoughtful decision-making, accountability, and a passion for protecting what matters most to our policyholders.

Review, evaluate, and process commercial insurance applications in line with underwriting guidelines.

Balance risk selection with growth goals to support both profitability and production targets.

Apply sound judgment to risk assessment while staying within your level of authority.

Communicate regularly with agents and internal stakeholders to provide responsive, service-oriented underwriting support.

Stay current on product knowledge, pricing strategies, and coverage enhancements across all lines.

Support team initiatives and goals while servicing an assigned territory collaboratively.

Assist in onboarding and mentoring new underwriting staff and technicians.

Participate in ongoing professional development and continuing education.

Occasionally travel to agency offices in coordination with Marketing and Loss Control teams.

Perform other duties as assigned by leadership.

This role includes frequent collaboration with agents, internal business partners, and underwriting technicians.

Flexibility to work remotely within our five-state region (MI, OH, IN, IL, WI); hybrid or onsite preferred for those near Hastings or Grand Rapids, MI.

Field visits and overnight travel may occasionally be required for agency relationships and territory support.

Bachelor’s degree in Business, Insurance, Finance, or related field preferred—or equivalent work experience.

Prior commercial underwriting experience at a P&C insurance carrier strongly preferred.

Professional designations such as AINS, AU, or CPCU are a plus.

Strong verbal and written communication skills.

Proficiency with Microsoft Office and ability to learn underwriting systems.

A collaborative mindset and customer-focused approach to service and negotiation.

Willingness to travel and adapt to the needs of the assigned territory.

At Hastings Insurance, we're more than an insurance provider — we're a trusted partner to our agents, policyholders, and the communities we serve. For over 135 years, we've been helping individuals, families, and businesses protect what matters most and rebuild after loss. We're proud to be rated A (Excellent) by A.M. Best Company, recognizing our enduring financial strength and stability.

While our heritage runs deep, we're always looking ahead. We embrace emerging technologies, cultivate strong partnerships with independent agents, and continuously evolve our products to meet the needs of today’s customers. Our strategy is focused on responsible growth, expanding our reach while staying innovative, agile, and committed to personalized service.

Our people are the heart of everything we do. Our talented team members — many recognized as industry experts — are passionate about delivering exceptional service, driving progress, and making a real impact. At Hastings Insurance, we foster a culture of collaboration, continuous learning, and appreciation for the diverse skills and ideas our employees bring.

We believe that diverse perspectives and inclusive teams drive innovation and strengthen our organization. We're committed to fostering a workplace where every employee feels valued, respected, and empowered to contribute their best.

We are proud to be an equal opportunity employer, and we make employment decisions based on business needs, role requirements, and individual qualifications—without regard to race, color, religion, gender, sexual orientation, gender identity, national origin, age, appearance, disability, veteran status, family status, marital status, or any other legally protected characteristic.

We also understand the importance of providing a welcoming and accessible experience for all candidates. If you require accommodation during the application or interview process, please reach out to our Talent Acquisition Specialist or contact us at .

Equal Opportunity Employer
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