Part-Time Universal Banker

Responsibilities

• Assist branch in meeting performance standards monthly in addition to meeting individual performance standards monthly.
• Interview members and process applications for all types of consumer loans. Review application and documentation for completeness and accuracy according to credit union compliance guidelines.
• Conduct all member account functions, including processing requests for new services, providing counseling, and cross‑selling appropriate credit union products or services to benefit the member and achieve established sales goals.
• Assist members with opening and closing accounts, answer questions about products and services and resolve problems that are within authority to resolve. Refer problems beyond authority to supervisor, along with recommendations.
• Accurately receive, inspect and verify cash and negotiable instruments for deposit, accept loan payments and a variety of other monetary transactions as directed and in accordance with established policies and procedures. Balance transaction input at the end of each workday.
• Maintain regular and predictable attendance.
• Perform additional job duties as assigned by the manager.

• Education:
  
  High school education or GED.
• Experience:
  
  One to three years of similar or related experience.
• Other skills and abilities:
  Upholds Y12 Federal Credit Union’s culture and core values; courtesy, tact, and diplomacy; accurate processing of account entries and transactions; ability to write routine reports and construct basic professional and grammatically correct correspondence; ability to speak effectively to members and employees; ability to read and interpret basic forms and documents, operating and maintenance instructions and procedure manuals; basic math skills;
  
  ability to apply reasonable understanding to carry out instructions; ability to deal with problems involving variables; positive attitude, flexibility, and focus on accepted policies and productivity.

• Process member financial transaction within established authority, resolve problems and answer questions regarding products and services.
• Actively participate in branch/department and staff meetings to maintain awareness of organizational issues and promotional campaigns; remain current on changes in policies, procedures, compliance and product development.
• Attend continuing education classes to enhance job knowledge and performance; take initiative for personal career development and learn new skills.

• Own the Issue
  • Build confidence that you will help through your words and actions.
  • Minimize team/member effort.
• Personalize the Experience
  • Show that you care about the person and the issue.
  • Adapt to team/member pace, style, and emotional tone.
  • Be present in the conversation to avoid sounding mechanical.
• Understand, then Solve
  • Aim for one‑call resolution.
  • Address the underlying issue vs. just the request.
  • Be crystal clear on next steps.
• Be Curious to Exceed Expectations
  • Pick up on cues and clues indicating other needs.
  • Engage in conversation to discuss broader needs.
  • Help the member access additional resources, products, and services to gain more value.

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to talk, hear, and sit. This position requires standing, walking, bending, kneeling, stooping, crouching. The employee may occasionally lift and/or move items over 15 pounds.

Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception and ability to adjust focus.

May be exposed to mild to moderate stress levels associated with the performance of the job duties as described.