Chief Credit Officer

Chief Credit Officer – Community Bank

We’re seeking an experienced and strategic Chief Credit Officer (CCO) to lead the credit risk function for a growing, well-capitalized community bank. This senior executive will oversee the bank’s credit policy, underwriting standards, loan portfolio quality, and credit administration teams, playing a key role in guiding growth while maintaining sound risk management practices. This position requires relocation to a beautiful coastal city along the Gulf of Mexico in Texas.

The bank will help with relocation expenses.

• Set and enforce credit policy, risk appetite, and portfolio strategies in alignment with the bank’s strategic objectives
• Oversee all aspects of credit underwriting, loan approval processes, and portfolio monitoring across commercial, CRE, C&I, and consumer segments
• Lead and mentor a team of credit professionals and credit analysts
• Chair or participate in senior credit committees and ensure timely, risk-aligned decision-making
• Monitor asset quality, identify emerging credit risks, and implement proactive portfolio management
• Ensure compliance with all regulatory requirements and support internal / external audits and examinations
• Partner with senior leadership on strategic initiatives including loan growth, M&A, or new product development

• 15+ years of progressive credit and lending experience, including leadership roles within commercial banking
• Proven ability to manage diverse loan portfolios and credit teams
• Deep understanding of regulatory compliance, risk ratings, and credit policy
• Strong communication, analytical, and decision-making skills
• Bachelor’s degree in finance or related field required; MBA or graduate banking education preferred

• Stable, growth-oriented bank with a strong balance sheet and supportive leadership
• Competitive compensation and executive benefits
• Opportunity to shape the credit culture and have a meaningful impact on the institution’s long-term success

For more information, contact  

All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations.