Senior Account Manager, SMB

The Company Pay Pal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, Pay Pal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers.

We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. Pay Pal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers. We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds.

We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a Pay Pal or Venmo account balance, Pay Pal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our Pay Pal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other.

We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.

Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Summary  Small businesses are the engine of local economies everywhere — and Pay Pal's SMB team helps them compete on a bigger stage. As an AM1, you'll own the end-to-end commercial relationship for a portfolio of around 80 of our higher-value SMB merchants, proactively identifying opportunities to deepen relationships, expand product adoption and solve merchant needs to protect and grow transaction margin.

It's a role for someone who wants real ownership — from spotting the next growth opportunity to working through the merchant problem that doesn't have a playbook yet.

Job Description  Essential Responsibilities   Collaborate internally to influence process quality and efficiency.
Determine appropriate actions and consider alternative solutions.
Acquire, manage, and expand relationships with small and medium-sized merchants.
Use analytical skills and judgment to recommend best solutions.
Influence through defined processes and procedures.

Minimum Qualifications   3+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.
Additional Responsibilities &

Preferred Qualifications  What You’ll Do   Act as the single point of contact for your merchants, owning commercial outcomes end to end.
Use AI-powered tools to surface growth, cross-sell and risk signals across your portfolio.
Keep your pipeline, forecast and portfolio health reporting sharp, and share what works with less experienced AM colleagues.
Pull in the right internal teams to resolve merchant needs, and…