Credit Analyst​/Underwriter

Our client, a Bank in the financial services sector, is seeking a skilled Credit Analyst to provide vital underwriting and analytical support to their Commercial Underwriting team. This is an excellent opportunity to join a dynamic environment where your expertise in financial analysis will directly impact sound lending decisions.

• Spread and analyze personal and business financial statements, including tax returns, to assess financial capacity for lending.
• Use sophisticated software tools to produce and evaluate key financial ratios and identify trends related to liquidity, revenues, and profitability.
• Collaborate closely with Commercial Lending officers to ensure complete and accurate documentation for new credit proposals and renewals.
• Assist in evaluating loan requests vigilantly, applying credit policies, identifying risks, and preparing clear, high-quality analysis for management and credit committees.
• Communicate effectively with Retail and Lending staff throughout all phases of credit review to facilitate efficient approvals.
• Ensure all loan files comply with applicable laws, regulations, and internal policies.

• 2 to 5 years of relevant experience in credit analysis or related roles.
• Bachelor's degree with a concentration in Finance or Accounting.
• Proficient with Microsoft Windows, Office Suite (Word, Excel), and loan processing systems.
• Strong analytical skills with the ability to interpret complex documents and make well-informed decisions.
• Excellent interpersonal skills, capable of building relationships with discretion, diplomacy, and tact.

Experience in CRE, C&I lending, loan structuring, financial structuring, and DSCR analysis.

Office setting with a professional and collaborative culture.

Comprehensive health, dental, and vision coverage, plus a 401(k) plan to help secure your future.