Commercial Analyst | S3 | CFO - Finance Internal Mobility

Country:
United Kingdom

Santander () is evolving from a global, high-impact brand into a technology-driven organisation
, and our people are at the heart of this journey.
Together
, we are driving a customer-centric transformation that values bold thinking, innovation
, and the courage to challenge what's possible.

This is more than a strategic shift.
It's a chance for driven professionals to grow, learn, and make a real difference
.

Our mission is to contribute to help more people and businesses prosper
. We embrace a robust risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

• We are looking for a commercial analyst to support the central FP&A function within Finance, through delivery of month-end reporting, planning, budgeting and stress-testing objectives, as well as other ad hoc activities.
• We are looking for someone who is able to provide commercial and strategic insight, providing clear, forward-looking commentary, and impactful insight/ analysis on the performance of the overall bank.
• The individual will be required to understand the profitability and key measures of what makes the bank successful, and allows the bank to deliver on its commitments.
• The role is suitable for someone who understands the wider banking landscape, and is able to identify risks and opportunities against plan, assess future forecasts and strategic plans, and translate complex financial information into decision-useful recommendations for senior management, Executive and Board audiences.

We're shaping the way we work through innovation, cutting-edge technology, collaboration and the freedom to explore new ideas. To succeed in this role, you will be responsible for:

• Analysing monthly and year-to-date performance across the P&L, Balance Sheet, Capital and Liquidity, identifying the key commercial drivers of actual performance and variance to budget, forecast and prior periods.
• Developing concise, evidence-based commentary that explains what has happened, why it has happened, the implications for the outlook and the actions required.
• Identifying and quantifying emerging risks and opportunities to the plan, maintaining a clear view of potential financial impacts, timing, dependencies and management actions.
• Supporting rolling forecasts, annual budgets and multi-year strategic plans by reviewing assumptions, testing scenarios and ensuring the financial outlook is commercially coherent.
• Connecting external market, customer, competitor, economic and regulatory developments to the bank's financial performance and forward outlook.
• Preparing high-quality performance materials for senior governance forums, with a clear narrative, consistent data and focused recommendations.
• Partnering with business and Finance teams to reconcile differing perspectives, challenge assumptions constructively and establish a single, credible view of performance.
• Maintaining robust controls, data lineage and review evidence for analysis and reporting, escalating data quality or control issues promptly.
• Improving reporting and forecasting processes through standardisation, automation, simplified outputs and more effective use of data and analytical tools.

Our people are our greatest strength. Every individual contributes unique perspectives that make us greater as a team and as an organisation. We're enabling teams to go beyond by valuing who they are and empowering what they bring.

The following requirements represent the knowledge, skills, and abilities essential for success in this role. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Great experience in FP&A, commercial finance, financial performance management or a closely related discipline within banking or financial services. (Required)
• Demonstrable ability to analyse integrated financial performance across the P&L and Balance Sheet and produce forward-looking insight. (Required)
• Experience supporting forecasts, budgets, strategic plans and scenario analysis. (Desired)
• Proven track record of producing concise materials for senior management or governance forums. (Desired)
• Advanced spreadsheet and financial-modelling skills, with confidence handling large and complex…