Software Engineer AI Enablement | S2 | Fraud CIO Internal Mobility
Listed on 2026-10-12
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Software Development
Java Developer, Backend Developer, Software Engineer
Software Engineer AI Enablement | S2 | Fraud CIO | Milton Keynes | Internal Mobility
Country:
United Kingdom
Santander () is evolving from a global, high-impact brand into a technology-driven organisation
, and our people are at the heart of this journey.
Together
, we are driving a customer-centric transformation that values bold thinking, innovation
, and the courage to challenge what's possible.
This is more than a strategic shift.
It's a chance for driven professionals to grow, learn, and make a real difference.
Our mission in Fraud CIO is to design, deliver and evolve best-in-class fraud capabilities to protect our customers and to establish Santander as the global lead for preventing economic crime.
An exciting opportunity has been made available to join the bank as a Software Engineer - AI Enablement in the ever-evolving Fraud CIO. This role will be to combine hands-on software engineering with AI enablement, intelligent automation and the development of AI-assisted engineering practices. They will establish a specialist engineering capability focused on identifying, developing and embedding AI-enabled approaches that improve how Fraud Technology is designed, built, tested, operated and evolved.
THEDIFFERENCE YOU MAKE Fraud is looking for a Software Engineer based out of Milton Keynes, Unity Place.
- You will be developing hands-on test-driven software, producing well-structured quality code, conducting code reviews for peers, and engaging with technical discussions.
- You will contribute to the design and development of large-scale high-performance APIs and services using Java (11+) with tools and frameworks like Spring Boot, Spring Security, and Maven, for use across web applications, native apps, microservices and event driven architecture.
- You will be a member of the Fraud CIO backend guild, a space for sharing, adopting and promoting quality engineering processes through best practices, coding standards, and documentation methods.
- You will improve engineering productivity and delivery efficiency through the practical application of AI and automation, turning these AI opportunities into usable, repeatable and controlled engineering solutions
- You will work closely with business and technical guilds to take business requirements through to technical design, build and implementation, and release processes and participate in planning, analysis, and design sessions for new and upcoming features and initiatives.
- You will supports the Bank's fight against fraud by improving the technology and controls used to prevent fraudulent activity and protect customers.
Professional Experience
- Experience working in Fraud or have worked on Fraud driven projects or initiatives (Preferred)
- Proven experience of TDD/BDD, able to implement and promote best practices within the team and guilds (Required)
- Broad implementation and deployment experience with Dev Ops technologies such as Jenkins, Docker and Git Actions (Required)
- Experience building APIs, Spring Boot applications, Junit test suites, Terraform and/or Ping would be beneficial (Preferred)
- Currently undertaking, or eligible to continue, a relevant technology apprenticeship or structured development programme. (Required)
- No additional language requirement specified. (Required)
- Knowledge of Spanish could be useful but not required. (Preferred)
- Practised knowledge of Software Development Life-Cycle practices (Required)
- Ability to demonstrate great design and development experience of Java microservices using Spring (Required)
- Excellent core Java 11+ skills (ideally 17+) (Required)
- An understanding of security patterns and writing systems that act as gateways into systems (Preferred)
- Experience of AWS & cloud system technologies (Preferred)
- Great communication and stakeholder skills, with the ability to work collaboratively across technical and business teams. (Required)
- Curiosity, enthusiasm and a proactive approach to learning and problem solving. (Required)
- Adaptability and a willingness to broaden technical, business and delivery knowledge across the Fraud domain. (Required)
At Santander, your contribution matters. We recognise the difference you make every day, and we make sure you feel valued, supported and rewarded in return.
Here, recognition goes beyond pay. It's about the pride you feel in your work, the impact you have on customers and communities, and the opportunities you have to grow and thrive -…
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