Chief Credit & Lending Officer

Agri Bank is a wholesale bank that primarily owns and supports Farm Credit Associations…

For more than 100 years, Farm Credit has been a reliable, consistent source of credit for the nation's farmers and ranchers…
As part of Farm Credit, Agri Bank:

• Supports more than 433,000 farmers, ranchers and other rural customers through locally based Farm Credit Associations
• Provides lending and financial solutions to our local association-owners…
• Operates from a foundation of financial strength, backed by more than $176 billion in assets.

The 15-state Agri Bank District covers America's heartland from Wyoming to Ohio and Minnesota to Arkansas, including:

• Coverage of nearly 40 percent of all U.S. farmland and more than half of U.S. cropland
• Penetrates all agricultural crop and livestock sectors…
• Through serving this vital region, Agri Bank and the Farm Credit Associations in our District…

The Chief Credit & Lending Officer ensures Agri Bank provides sound, constructive and profitable credit…
CIPA reflects…

• As a member of the executive leadership team, makes strategic decisions and sets the strategic direction for Agri Bank
• Initiates, identifies, analyzes, and develops key strategic initiatives
• Ensures Agri Bank's sustainability…
• Facilitates strategic dialogue…
• Leads, coordinates, and contributes to Agri Bank's strategic and business planning process
• Provides leadership for the Farm Credit System and Agri Bank District…
• Effectively selects, leads, develops and evaluates the performance of other leaders…
• Allocates resources effectively across functions and departments
• Sets and monitors performance standards to achieve Bank’s business strategies, goals and objectives
• Responsible for appropriately protecting the confidentiality, security and integrity of the Bank’s systems and data
• Performs additional responsibilities as needed to support the organization’s goals and objectives

• Makes decisions on commercial and wholesale loans and lending policies…
• Leads the development and implementation of credit risk management tools…
• Leads the development and maintenance of appraisal standards…
• Develops and maintains credit and appraisal policies, standards and practices…
• Informs the Agri Bank Board of Directors, and Association executive management…
• Provides management direction to the insurance operation and risk management initiatives…

• Manages the Bank credit activities related to wholesale loans, retail lending…
• Makes loan and other credit-related decisions…
• Works with lead lenders and large commercial bank officers to negotiate large loan transactions…
• Provides direction and supports the Bank’s liquidity investment portfolio credit assessments
• Provides leadership for the Farm Credit System through chairing and participating…
• Works with other Farm Credit Bank leaders on various System initiatives…
• Informs Farm Credit District bank executives and other Farm Credit System executive management…

Experience and Professional Qualifications

• 15+ years of related experience
• 7+ years of senior level management and leadership experience
• Or an equivalent combination of education and experience sufficient to perform the essential functions of the job

• Expert skill in credit analysis and loan structuring
• Expert skill in credit administration
• Expert customer relationship management and servicing skills…
• Expert skill in thinking strategically and setting organizational and operational direction…
• Expert knowledge of agricultural industry and industry lending practices
• Working knowledge of micro- and macro-economic theory…
• Oral and written communication skills sufficient to discuss a variety of job-related topics…
• Skill in analyzing complex technical data by using logic and quantitative reasoning
• Skill in establishing and maintaining relationships with a variety of internal and external organizations…
• Skill in selecting, managing, coaching, motivating and developing a diverse credit team
• Skill in analyzing, integrating and documenting the business needs of multiple stakeholders
• Skill in negotiating highly complex agreements to…