Commercial Real Estate Underwriter - Debt Products Manager

What you’ll be doing

The Debt Products Manager (DPM) has the primary purpose of ensuring objectives related to credit underwriting for new loan origination activities are met. The DPM is responsible for producing consistent new deal underwriting, analyzing, presenting, and ultimately mitigating risk for any new credit recommended for approval by US Commercial Real Estate (CRE). The position is ultimately accountable for all material presented throughout the loan origination life‑cycle, in the New Deals Committee, Prescreen, and Loan Presentations.

The DPM works in close collaboration with their assigned Client Management Regional Head, Market Leads, Asset Management team and their Debt Products Team Lead in various capacities throughout the loan life‑cycle. The role has both external and internal responsibilities including direct engagement with Syndications and Capital Markets, as well as lender’s counsel, among others. The DPM will have direct borrower interaction and will be responsible for maintaining the client‑focused nature of the CRE business.

At CIBC we enable the work environment most optimal for you to thrive in your role. You’ll have the flexibility to manage your work activities within a hybrid work arrangement where you’ll spend 3–4 days per week on‑site, while other days will be remote.

• Teamwork – Strong team player able to work productively with colleagues toward common goals.
• Excellent written and verbal communication skills
• Strong analytical and problem‑solving skills
• Client experience – Proactively assess clients’ needs and propose solutions to deliver to meet those needs. Interact with assigned clients as necessary to facilitate prompt response to questions, enquiries, or issues to provide “best in class” service. Apply acquired industry/company knowledge to the development of client/prospect proposals for financial and strategic solutions.

• Minimum four years of applicable experience in underwriting, structuring, loan closing, documentation, and portfolio management, solid working knowledge of regulatory expectations and industry best practices in risk management.
• Understanding of financial and non‑financial risks (credit, market, liquidity, operational, compliance, reputation, strategic) and of financial services businesses and products.
• Understanding of all aspects of the credit life cycle (underwriting, loan presentations, closing, etc.).
• Knowledge of current market/industry trends in commercial real estate.
• Prior experience in adhering to loan policies and procedures and ensuring that standards and guidelines governing loan originations and closings have been appropriately followed.

At CIBC, we offer a competitive total rewards package. This role has an expected salary range of $‑$ for the market based on experience, qualifications, and location of the position. The successful candidate may be eligible to participate in the relevant business unit’s incentive compensation plan, which may also include a discretionary bonus component. CIBC offers a full range of benefits and programs to meet our employee’s needs;

including medical, dental, vision, health savings account, life insurance, disability and other insurance plans, paid time off (including sick leave, parental leave and vacation), holidays and 401(k), in addition to other special perks reserved for our team members.

California residents – your privacy rights regarding your actual or prospective employment.

• We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program, a vacation offering, wellbeing support, and Moment Makers, our social, points‑based recognition program.
• Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.
• We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.

* Subject to plan and program terms and conditions.

• CIBC is committed to creating…