CRA Self Evaluation & Program Governance Analyst

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career.

Try new things, learn new skills and discover what you excel at—all from Day One.

The Community Reinvestment Act (CRA) Self-Evaluation & Program Governance Analyst is responsible for developing an annual, cohesive, self-evaluation document by integrating data, analysis, and stakeholder input across the organization. This role combines data analysis, narrative development, and cross functional coordination to ensure the final product is accurate, consistent, well supported, and aligned with regulatory expectations. The annual CRA self-evaluation is the primary deliverable for this role, with additional responsibility for facilitating timely, coordinated responses and collaboration among business partners in support of related governance, audit, and regulatory examination activities.

• Gather and consolidate performance data, contextual information, and supporting documentation from cross functional partners; confirm source ownership, applicable reporting periods, and maintain appropriate source documentation and version control to support traceability.

• Analyze and interpret performance context, metrics, data tables, automated outputs, and peer or other comparative analyses to identify trends, gaps, inconsistencies, and meaningful insights that support the CRA self-evaluation.
• Draft, review, and / or refine clear, concise, and regulatory ready ratings support, summary narratives, performance explanations, and related regulatory examination materials.
• Create and maintain reusable narrative frameworks and standardized language, tone, structure, and terminology to support efficient, consistent, and scalable reporting.

• Compile and manage the full self-evaluation document, including tables and appendices.
• Perform quality assurance across self-evaluation data, narrative, and examination related deliverables to confirm that quantitative results are accurate, clearly explained, aligned with narrative conclusions, and consistent with other materials provided to the regulatory agency.
• Coordinate with data partners and other stakeholders to investigate and resolve discrepancies and finalize content.

• Coordinate with the CRA Program Office and business partners to support governance routines, audit requests, regulatory examination responses, and related procedure and documentation needs.
• Track deliverables and open items, coordinate inputs and reviews, and assess supporting materials for accuracy, completeness, and timely completion.
• Assist with other CRA Program reporting needs and issue management administration in Archer, including maintaining records and supporting issue tracking and follow-up as needed.

• Bachelor’s degree or equivalent experience.
• Typically more than eight years of applicable experience

• Strong analytical and judgment skills, with the ability to interpret complex datasets and tables, challenge assumptions, identify emerging risks, and elevate material issues.
• Exceptional attention to detail and commitment to producing accurate, high-quality deliverables.
• Strong written communication skills, including the ability to synthesize complex information into clear, structured materials for compliance, governance, audit, or regulatory audiences.
• Strong project management and prioritization skills, with the ability to manage multiple stakeholders and deadlines for an annual enterprise wide deliverable in a collaborative environment.
• Experience in the Community Reinvestment Act, fair lending, compliance program management, compliance risk management, or related regulatory compliance functions, including support for regulatory examinations and internal audit requests.
• Experience supporting governance routines and developing, maintaining, or reviewing compliance and regulatory documentation.
• Familiarity with CRA rating methodologies and…