Industry Credit Risk Management Officer

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career.

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In this role, you will serve as a thought leader, coordinator and implementation manager to help ensure we effectively meet or exceed the goals for key credit risk management strategy initiatives and programs.

Industry Credit Risk Management – Officer is responsible for portfolio management of specific industries and products portfolios across U.S. Bank (including, by not limited to, Asset Based Finance, Equipment Finance, Mortgage Warehouse Lending). The functions include emerging risk identification, managing risk appetite through risk limits and credit policies, portfolio construction and asset allocation strategies, as well as management of concentration, correlation, and specialized risks associated with the portfolios.

Additional duties would include developing pro‑active and forward‑looking viewpoints regarding the industry / portfolio and creating solutions and recommendations for managing risk and influencing positive change. This includes directing, monitoring, and coordinating risk management projects for assigned industries / portfolios. This role provides independent risk management and governance while working closely with the business line, credit approval and various other key constituents to build out a comprehensive and proactive approach to portfolio management that promotes a strong risk management culture, aligned with U.S. Bank’s risk appetite.

• Partnering with Credit Risk Management and U.S. Bank business units to identify and manage emerging risks associated with the respective portfolio. This includes developing relevant metrics and segmentation to assess exposure at risk and credit policies to mitigate short‑term and long‑term risks, with demonstrated value creation where feasible.
• Assisting in developing requirements for technology projects to gather relevant data and design ongoing or ad‑hoc analyses as needed.
• Working with the centralized reporting team to develop and maintain relevant reporting, risk limits and analysis, and performing scenario analysis to understand the bank’s exposure to potential risks and opportunities.
• Preparing management reports and presentations to communicate current state and progress on credit‑focused initiatives.

• Hands‑on leader who excels at collaborating across functional areas to develop, drive and maintain the credit risk strategy and ensure we meet core business objectives
• Self‑starter, ability to quickly assimilate and analyze large amounts of information across a variety of topics
• Strong tenacity and resilient under pressure and self‑motivated in a fast paced and demanding environment
• Highly engaged, strong attention to detail, and outcome oriented
• Strong analytical problem solving, and the person should have a high level of integrity to deal with highly confidential data
• Presents persuasively and authoritatively to peers and senior leadership, while facilitating collaborative conversation
• Consistently delivering work that meets or exceeds commitments

• Bachelor's degree, or equivalent work experience
• Typically more than 10 years of applicable experience

• Bachelor’s degree in Business, Finance,…