Enterprise Movement Product Strategy Lead

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career.

Try new things, learn new skills and discover what you excel at-all from Day One.

The Enterprise Money Movement Product Strategy Lead will be responsible for driving the strategic evolution and optimization of money movement capabilities supporting revenue driving business lines. This role will maintain a holistic view of money movement journeys, platforms, channels, systems, rails, and operational processes to align stakeholders around strategic priorities and lead initiatives that modernize and enhance money movement capabilities. This role will coordinate and lead efforts from concept through implementation, ensuring successful delivery while maintaining a strong focus on client needs and business objectives.

• Develop and maintain a comprehensive understanding of money movement journeys, channels, platforms, payment rails, systems, and operational processes across business lines.
• Lead strategic initiatives designed to optimize money movement processes, technologies, platforms, and service delivery models.
• Owns relations with business line product owners, operations leaders, and experience teams to understand client needs, pain points, market expectations, and emerging opportunities.
• Deliver business proposals for enterprise change initiatives in collaboration with business line, technology, and platform leaders.
• Facilitate collaboration across business lines and corporate functions to align stakeholders around priorities, timelines, deliverables, and expected outcomes.
• Establish and manage project timelines, milestones, dependencies, and deliverables for assigned strategic initiatives.
• Monitor initiative progress, facilitate issue resolution, and help ensure successful execution and delivery of strategic objectives.
• Serve as a subject matter expert on money movement capabilities, the broader money movement ecosystem, and strategic goals across products and platforms.

• Eight or more years of banking experience
• Three or more years of management experience
• BA/MBA in finance, business administration, or related field

• Deep knowledge of consumer, small business, or institutional payment systems, money movement processes, payment rails, channels, and client journeys.
• Demonstrated experience leading complex cross-functional initiatives involving multiple stakeholder groups.
• Strong understanding of payment ecosystems, transaction flows, and operational considerations related to consumer banking products and services.
• Excellent written, verbal, presentation, and facilitation skills.
• Strong analytical and problem-solving capabilities.
• 10+ years of experience in payments, money movement, retail banking, digital banking, treasury services, payment modernization, or related disciplines.
• Deep expertise in payment rails and capabilities, including debit and credit card, ACH, RTP, Fed Now, bill pay, account-to-account transfers, digital wallets, and wires.
• Experience leading enterprise-wide transformation, modernization, or optimization initiatives.
• Knowledge of emerging payment technologies, real-time payments, embedded finance, open banking, agentic commerce and digital payment trends.
• Experience working with large-scale payment platforms, banking infrastructure, and operations…