Mortgage Loan Officer II

Location: New Prague

Mortgage Loan Officer II page is loaded## Mortgage Loan Officer II locations:
New Prague, MNtime type:
Full time posted on:
Posted Todayjob requisition :
R-100610
*
* Job Description:

** This person originates and manages the larger and, in some cases, more complex mortgage loans that meet established lending requirements and criteria, which provide maximum profitability to the bank with a minimum of risk.
** Qualifications**:
This person should have a bachelor’s degree plus a minimum of four years of progressively advanced experience in bank lending or the equivalent. Emphasis is placed on suitable communication skills as well as aptitude for detail.
** Principal Responsibilities:
** 1. Seek, identify, and solicit potential mortgage loan customers, to enhance a sales culture within the Mortgage Lending Department, while maximizing profitability and minimizing risk to the bank.
2. Interview mortgage loan applicants in order to assemble the information needed to make a credit decision as required by Loan Policies and Guidelines, industry standards, and consumer compliance regulations.
3. Determine creditworthiness of applicants by analyzing credit information and appraisals, referring to lending authority as required by Loan Policies and Guidelines and industry standards.
4. Ensure the complete collection of all mortgage loans extended by monitoring past-due reports, assisting the Mortgage Loan Servicing Department on collection efforts, using all legal means as required by Loan Policies and Guidelines.
5. Remain current on industry products and developments, ensuring the bank’s ongoing competitive advantage.
6. Provide ongoing customer service to ensure customer retention and continued cross-selling of other bank products and services.
7. Assist correspondent banks, affiliates, and other FBT banks with originating and closing mortgage loans.
8. Attend all loan meetings as deemed appropriate or directed by the Mortgage Lending Department Manager to participate in decisions that affect ongoing and future operations of the loan function.
9. Provide guidance and assistance to the other Mortgage Department Staff.
10. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
11. Adhere to compliance procedures and participate in required compliance training.

The anticipated hourly range for this role is between $30.55 and $41.24**.
** This range is a good faith estimate for the position. The actual compensation offered to a candidate may differ based on various factors, including the individual’s relevant experience, training, skills, work location, and other considerations.  For those in eligible roles, we offer incentive compensation based on individual performance.  Furthermore, this role may qualify for a variety of benefits, such as Medical, Dental, and Vision insurance, Health Savings Accounts, 401(k)/ESOP, Paid Time Off,  Flexible Work Arrangements, Paid Parental Leave and Student Loan Repayment Assistance.  

Learn more at .
** Compensation Grade
** Hourly Grade 6
* First Bank & Trust is an Equal Opportunity, Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, disability, or status as a protected veteran. Read our complete**. Applicants who would like to request reasonable accommodation to the application or interview process should call Human Resources at  or email
** Peace of mind when it comes to you and your family's well-being with generous health, dental, vision, and life insurance. Plus, optional access to additional life, disability, and other forms of insurance. 401(k) & ESOP Profit Sharing
* Employees are owners. Receive a match of up to 7% of your contributions to your retirement account. Wellness Program
* The Healthy Way Program incentivizes gym membership and hosts educational programs and challenges throughout the year.
** Education
* ** Student loan repayment assistance program.
* Tuition reimbursement.
* A robust internal training program that goes beyond onboarding. We want you to continue learning. That's why we…