Senior Risk Analyst; Analytics

Join one of Canada’s fastest-growing companies and be part of something extraordinary – welcome to goeasy
! At goeasy
, our people and culture are at the heart of everything we do, and we’re proud to be recognized for it. We’ve earned prestigious accolades such as Waterstone Canada’s Most Admired Corporate Cultures
, Canada’s Top Growing Companies
, and the TSX
30
, highlighting us as one ofthe top performers on the TSX. We’re also honoured to be named a Greater Toronto Top Employer and recognized by Great Place to Work® as having the Best Workplaces for Women &
Most Trusted Executive Teams
, and included on TIME Magazine’s 2025 list of Canada’s Best Companies
. These honours reflect our commitment to fostering an inclusive, high-performance culture where talent thrives and innovation drives us forward.

As one of Canada’s leading alternative consumer lenders, we’re passionate about helping everyday Canadians create a brighter future. Our vision is to provide a path to a better tomorrow, today. We offer a full range of products, including non-prime leasing, unsecured and secured loans, and point-of-sale financing through easyhome
, easyfinancial
, and Lend Care
.

If you're seeking an exciting, high-growth environment where your contributions truly matter, we want to hear from you! Join us, and together, let's create a future of financial empowerment.

goeasy Ltd. is seeking a Senior Risk Analyst to join our Risk and Analytics team. This role will leverage strong analytical and problem-solving capabilities to support credit risk management, portfolio monitoring and data-driven decision-making. Reporting to the Senior Manager, Risk and Analytics, the Senior Risk Analyst will help develop, implement and enhance risk strategies, analytics, monitoring and controls that support sound credit risk management and profitable growth.

The role will also provide in-depth analytics and insights to business partners across the organization, working cross-functionally to support evolving business and data needs.

• Data mining, Modelling and Analysis:
  • Conduct guided analytical dives to properly diagnose, document and report on the drivers of unexpected changes to portfolio/origination composition and credit performance across multiple lending channels including retail, online lending and alternative. Communicate findings and the future impacts to losses to management
  • Assist Risk and Analytics leadership by supporting the development of risk models for the purposes of origination, account management and collections
  • Perform analysis leading to credit strategy optimization, including but not limited to customer risk segmentation development that improves the portfolio’s risk-reward profile
  • Forecast, track and measure key business metrics including loss rates, approval rates, loan conversion rates, and credit quality for new initiatives and marketing campaigns
• Forecasting and Reporting:
  • Maintain a standard set of risk and performance reports that evaluate the overall credit risk of the portfolio
  • Monitor and maintain a comprehensive set of reports to identify delinquency and charge off trends at the vintage and segment levels. Apply observations to loss forecasting models to capture current trends and communicate to Senior Management to identify risks and opportunities to the forecast
  • Conduct sensitivity and scenario analyses to understand the impact of exogenous factors, policy and operational changes on delinquency and charge off levels
  • Assist Risk and Analytics leadership by providing an objective assessment of the risk profile and performance of the easyfinancial portfolio as well as the overall business unit by regularly monitoring key risk indicators, conducting periodic credit reviews, and…