Senior Vehicle Loan Underwriter

Underwrite vehicle financing for Auto Capital Canada by evaluating creditworthiness, affordability, and collateral while working half in office and half from home.
As a Senior Credit Analyst reporting to the Credit Manager, you will adjudicate new applications, resubmissions, rush requests, and higher-exposure files. Your work supports the company’s risk strategy and finance receivable lifecycle. You will also communicate with dealer partners, negotiate approval terms, and provide escalation support on challenging files.

Key Responsibilities:

Adjudicate new, resubmitted, and rush applications
Validate application details before credit decisions
Negotiate approval terms with dealer partners
Respond promptly to inbound dealer calls
Identify process improvements for the Credit Manager
Requirements:
Three to five years in lending or related underwriting
Ability to multitask in fast-paced conditions
Strong interpersonal and team-building skills
Customer service focused on dealer partners
Dependability, self-motivation, and continuous learning
Bring sound judgment, organized underwriting, and dealer-focused service to Auto Capital Canada’s vehicle lending operations.