Junior Commercial Underwriter

Able Insurance is a fast-growing full-service insurance brokerage. Our company’s strength is derived from the diversity and vast array of experience brought amongst our employees and brokers. Providing our clients with valued service and products starts with having a passionate and collaborative group at the core of our business.

We are seeking a detail-oriented and motivated Junior Commercial Underwriter to join our dynamic Underwriting department. In this role, you will evaluate and assess the risks of commercial insurance applications, ensuring our clients are provided with fair and accurate coverage options. This full-time, salaried position is ideal for a candidate looking to develop their career in the insurance industry, with opportunities for professional growth and development.

You will play a crucial role in balancing risk assessment with client satisfaction, contributing to the success of our underwriting team.

• Analyze and evaluate commercial insurance applications to determine risk exposure and coverage eligibility.
• Conduct thorough financial and credit assessments of businesses to make informed underwriting decisions.
• Collaborate with senior underwriters, brokers, and agents to ensure clear communication and efficient processing of applications.
• Ensure compliance with underwriting guidelines, company policies, and industry regulations.
• Prepare and present underwriting reports and recommendations to support decision-making processes.
• Manage and maintain accurate records of client accounts and underwriting activities.
• Assist in developing customized insurance solutions tailored to meet individual client needs.
• Participate in training and development programs to strengthen underwriting knowledge and skills.

• Bachelor's degree in business, finance, insurance, or a related field.
• Strong analytical and decision-making skills with attention to detail.
• Excellent communication and interpersonal skills for working with clients and internal stakeholders.
• Basic knowledge of underwriting principles, guidelines, and insurance industry standards is preferred.
• Proficiency in Microsoft Office Suite and familiarity with underwriting software or tools.
• Ability to manage multiple tasks and prioritize effectively in a fast-paced environment.
• Eagerness to learn and develop professionally in the field of commercial underwriting.

Able Insurance Brokers Ltd is an equal opportunity employer that does not discriminate against any employee or applicant based on race, ancestry, place of origin, colour, ethnic origin, citizenship, religion, gender identity, gender expression, creed, sex, sexual orientation, age, record of offences, marital status, family status or disability. Able Insurance is committed to a fair and inclusive work environment. We will endeavor to accommodate the needs of qualified applicants in all parts of the hiring process.