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Claims Representative II- Subrogation

Job in Mississauga, Ontario, L5W 0G8, Canada
Listing for: Intact Financial
Full Time position
Listed on 2026-10-16
Job specializations:
  • Insurance
    Insurance Claims, Insurance Analyst, Underwriter, Insurance Agent & Advisor
Job Description & How to Apply Below

Our employees are at the heart of everything we do. Together, we help people, businesses, and society prosper in good times and be resilient in bad times.

Our employee promise represents Intact’s commitment to you in exchange for living our Values, striving to do your best work, being open to change and investing in your career. In return, we promise to provide support, opportunities and performance-led financial rewards at a workplace where you can shape the future, win as a team and grow with us.

Pay at Intact is about much more than just salary.

  • Flexible work arrangements and a hybrid work model

  • Possibility to purchase up to 5 extra days off per year

  • Multiple benefits offered to support physical and mental wellbeing, including telemedicine, Wellness account and much more

  • Share plan & other savings: up to 12% of salary or even more (ask how you could earn guaranteed income for life)

Salary range (but not limited to):

59,300 - 72,500

Annual bonus target, based on the base salary, with a potential payout of up to double the target (subject to personal and company performance):

7.5%

As part of our commitment to Win As A Team
, we share our success with employees through our annual bonus plan and Employee Share Purchase Plan (ESPP) – with Intact matching 50% of your net shares.

Our pension offerings provide flexibility and long-term security for our employees beyond their careers. We are one of the few companies offering the opportunity to receive guaranteed income for life via our defined benefit pension plan.

Salary for the candidate will be determined taking into consideration a number of factors including: experience, skills, qualifications, anticipated contribution to role, internal equity, etc.
The salary range presented above is based on a 35-hour workweek and would represent a majority of different candidate profiles. However, we encourage candidates who may fall outside of this range to apply as well.

About the role

As a Claims Representative II Subrogation
, your work will have a big impact on the investigation, negotiation and settlement of property and/or automotive physical damage subrogation claims. You will provide quality service and ensure prompt and equitable recovery of claims in line with Corporate policies and standards.

What you’ll do here:

  • Investigate property loss files with moderate complexity to support prompt and equitable recoveries in line with corporate policies and standards.
  • Conduct investigations by determining necessary contacts, collecting feasibility and/or civil action information, and protecting recovery opportunities.
  • Analyze and document claim files by gathering and reviewing repair reports, statements from third party adjusters, claimants, witnesses, and other pertinent parties.
  • Negotiate and settle claims with authority limits while collaborating with third parties, lawyers, insurers, and internal stakeholders.
  • Prepare recommendations for further action and refer files to appropriate teams when required.
  • Provide quality customer service by responding to inquiries related to investigations and the claims process.
  • Maintain effective communication and relationships with claims departments, legal partners, experts, and external vendors.
  • Ensure claims are handled in accordance with service standards, policies, and best practices.
  • Identify opportunities for process improvements and operational efficiencies.
  • Support additional duties and projects as assigned.​

What you’ll bring to the table:

  • University degree or any combination of training and experience deemed relevant for the role
  • CIP designation (or working toward completion) is considered an asset.
  • Minimum 1–2 years of experience handling property, casualty, and/or subrogation claims.
  • Strong investigative, analytical, and…
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