Correspondent Associate Credit Analyst - B10

Correspondent Associate Credit Analyst - B10 (Citi)

The Associate Credit Analyst position is a pivotal role, serving as the dedicated single point of contact for Correspondent Lending clients. The primary goal is to assist Correspondent Lenders in clearing suspense conditions and identifying bottlenecks, ensuring pipelines are purchased on time. This position contributes significantly to maintaining Citibank’s commitment to superior credit quality, outstanding customer experience, and operational excellence. It requires a highly detail-oriented individual with strong problem‑solving abilities, exceptional communication skills, and a dedication to client advocacy in a fast‑paced lending environment.

• Serve as the single point of contact for Correspondent Lenders, providing guidance and support throughout the suspense condition resolution process.
• Review and clear income, asset, and credit documentation submitted to address suspense conditions in accordance with both Agency and Non‑Agency guidelines.
• Monitor, maintain, and manage a daily pipeline, ensuring adherence to service level agreements and timely completion of reviews.
• Review mortgage documentation from application through closing with comprehensive knowledge of the end‑to‑end origination process.
• Ensure compliance with regulatory requirements, including RESPA and TILA.
• Deliver exceptional customer service by working rebuttals, escalations, and scenarios submitted by the Correspondent Lender.
• Support Account Executives by contributing to client‑relationship strategies and maintaining strong working partnerships with Correspondent Lenders.
• Complete a pre‑funding review to assist with purchasing loans.
• Maintain production and quality standards as defined by the business.

• Minimum 3 years of mortgage industry experience.
• Experience with FNMA and FHLMC underwriting requirements.
• Strong written and verbal communication skills.
• Ability to manage competing priorities in a fast‑paced environment.
• High attention to detail and strong analytical skills.

• Bachelor’s or university degree, or equivalent experience.

This job description provides a high‑level review of the types of work performed. Other job‑related duties may be assigned as required.

Note:

This is not a Signature Underwriting position.

Job Family Group:
Risk Management

Job Family:
Credit Risk

Time Type:
Full time

Primary

Location:

O'Fallon, Missouri, United States

Salary Range: $55,270 – $77,130

Most Relevant

Skills:

Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.

Other Relevant

Skills:

For complementary skills, please see above and/or contact the recruiter.

Anticipated Posting Close Date:
Dec 12, 2025

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

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