Lending Specialist

Location: California

Lending Specialist –
Farmers & Merchants Bank of Long Beach

Apply for this position to provide prompt, high‑quality customer service in a team‑oriented branch environment. Your role involves loan processing, documentation, loan portfolio management, and ensuring regulatory compliance.

Farmers & Merchants Bank of Long Beach provided pay range

This range is provided by Farmers & Merchants Bank of Long Beach. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

Base pay range

$46,800.00/yr - $79,163.00/yr

Job Summary

The Lending Specialist processes loan applications, prepares documentation, and maintains loan files. Responsibilities include reviewing organizational documentation for safety & soundness, verifying accuracy of information, ordering due diligence reports, preparing worksheets, compiling closing documents, facilitating sign‑offs, managing loan portfolios, ensuring compliance with federal & state regulations, and performing Notary Public duties.

Responsibilities

• Review and scrutinize organizational/entity documentation for safety & soundness and CIP & CDD compliance.
• Verify and examine the accuracy of information and supporting documentation during the loan application process.
• Initiate ordering of appraisal reports, credit reports, UCC searches, and other due diligence information required for loan processing and underwriting.
• Prepare worksheets required for approval, order loan documents and identify exceptions accordingly.
• Compile documents required for loan closings (title reports, evidence of insurance, and other related documents).
• Facilitate document signing process and address customer questions and concerns.
• Assist loan officers with loan portfolio management (review upcoming maturities, follow up on annual financial reporting requirements).
• Support multiple branches as assigned by the Regional Relationship Manager.
• Ensure compliance with federal & state regulations, internal procedures, and bank security guidelines.
• Maintain open communication with support departments to achieve desired results.
• Maintain Notary Commission & perform Notary Public duties for the bank.

Lending Specialist Levels & Classifications

The Lending Specialist position has multiple levels, each defined in the Lending Specialist Classifications document. The document outlines additional essential duties, required knowledge, and skills for each level.

Required Knowledge

• Bank Secrecy Act
• Complaint Documentation Policy
• FDIC Insurance
• Regulation B (ECOA)
• General Operations
• Regulation BB (CRA)
• Loan Products
• Regulation CC
• Loan Documentation
• Regulation DD
• New Account Procedures
• Regulation E (EFT)
• Privacy Laws
• Regulation H (Flood Insurance)
• Safe Deposit Box Procedures
• Regulation X (RESPA)
• Security/Robbery Procedures
• Regulation Z (Truth in Lending)
• UCCs

Basic Knowledge, Skills, and Abilities

• Basic Mathematics Skills
• Clear understanding of the English Language (Spoken & Written)
• Critical Thinking, Judgment & Problem Solving Skills
• Customer Service Skills
• Microsoft Office Products (Excel, Word, Outlook)
• Strong typing skills
• Time Management Skills
• Ability to actively listen & learn
• Ability to use oral communication techniques to sell products or services
• Ability to respectfully communicate with Supervisors and Co‑workers
• Ability to effectively deal with unpleasant, angry or discourteous people

Equipment Operated

• Desk‑Top Computers
• Scanners

Physical Requirements & Work Environment

• Requires repetitive movement
• Requires sitting for prolonged periods of time
• Requires lifting up to 10 lb
• Requires using hands to handle, control or feel objects
• Office setting with controlled temperature

Education and Experience

• High School Diploma or equivalent required
• Notary Commission
• Preferred candidates must have 6 months or more commercial loan processing experience within the past three years

Additional Requirements

• Ability to travel to various bank locations as needed
• Professional business attire
• Some Saturday hours may apply

This job description is not intended to be all‑inclusive, and employees will be required to perform additional related work duties as assigned by their immediate supervisor and/or management.

Farmers & Merchants Bank of Long Beach reserves the right to revise or change job duties and responsibilities as the need arises. This job description does not constitute a written or implied contract of employment.

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