Loan Specialist Paso Robles, CA

AgWest Farm Credit is a member‑owned financial cooperative that provides financing and related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners and crop insurance customers across seven states in the Western United States. The firm is part of the 100‑plus‑year‑old Farm Credit System, the leading provider of credit to American agriculture.

AgWest champions the growth of agriculture, supports rural communities, and values the vital contributions of its customers to the economy and society. The organization serves customers in 59 locations throughout the West.

Loan Specialist I or Loan Specialist II – California Lending and Insurance Department, Paso Robles. This full‑time role reports to the Director of Operations and provides administrative assistance to originate, disburse, and service customer loans.

Level I: Typical starting range: $43,100 – $56,100. Full base salary range: $43,100 – $62,600. Annual performance‑based incentive target is 6% of base.

Level II: Typical starting range: $47,200 – $62,900. Full base salary range: $47,200 – $70,800. Annual performance‑based incentive target is 6% of base.

• Perform administrative duties, including typing correspondence, maintaining electronic files, and greeting customers in person and on the phone.
• Gather, accurately enter, and maintain customer information and financial data in applicable systems to support loan document generation, account monitoring, servicing, and reporting.
• Conduct required due diligence investigations of loan applicants, including public records searches, credit bureau reports, employment, income, assets and liabilities; order title evidence and appraisals, and complete other collateral due diligence as needed.
• Review customer loan documents for accuracy and facilitate closings as assigned.
• Comply with closing requirements and disburse loans as authorized, coordinate booking and certification of loans within authorities.
• Respond to customer inquiries and process customer transactions, including disbursements and internal account transfers.
• Maintain an accurate database and complete assigned relationship plan actions.
• Monitor follow‑up requirements in assigned areas.
• Handle customer information with a high degree of confidentiality.
• Ensure appropriate information security protocols are followed to prevent unauthorized transactions or releases of information.
• Comply with organization documentation expectations, procedures, laws and regulations.
• Participate in community events, local advisor meetings, customer appreciation days, farm visits, and other public relations activities as needed.
• Perform all duties and maintain all standards in accordance with company policies, procedures, and internal controls.
• Perform other duties as assigned.

• High school diploma or equivalent.
• Previous experience in commercial lending, banking or a related field.
• Ability to produce accurate reports, documents, and correspondence through attention to detail and knowledge of correct spelling, grammar and sentence structure.
• Exceptional customer service orientation.
• Ability to support an above‑average portfolio of more complex credit relationships.
• Ability to work efficiently and effectively on multiple projects in multiple software programs.

• General knowledge of applicable credit laws and regulations.
• General knowledge of agricultural practices.
• Knowledge of credit investigation and verification practices.
• Knowledge of platting and legal descriptions.
• Knowledge of accounting principles and processes.

• Medical, dental, and vision insurance.
• Basic term life and AD&D insurance (fully paid by the company).
• Paid days off annually: 15 vacation, 15 sick, 12 holidays, and 3 volunteer days.
• Employee Assistance Program.
• Wellness Program.
• Jeans are welcome at work every day at AgWest.

Qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender orientation, national origin, marital status, age, disability, protected veteran status, or any other classification protected by law. The Company collects personal identifiers such as name, email address, mailing address, telephone number(s), and employment and education related information to evaluate job applicants for hiring opportunities. This information is handled in accordance with applicable privacy laws and is not used in the selection process.