AVP - Financial Restructuring Analyst II

Location: Chesterfield

## Our Shared Future:**“This role provides a great opportunity to develop my career. It allows me to work with a talented and driven team.”- Financial Restructuring Team, Rabo Agri Finance**## You and Your Job As a Financial Restructuring Analyst II you will be successful by providing reliable and applicable insights into the potential risk of the client relationship and proper basis for structuring credit products for the specific conditions.

The Financial Restructuring Analyst II reports to the Financial Analyst Manager and is responsible for complete underwriting of Loan Strategy Reports (“LSR”) for clients assigned to the Loan Financial Restructuring (“LFR”) area. Underwriting will consist of new requests and servicing actions, such as renewals, annual reviews, partial releases, and covenant monitoring for LFR relationship exposure within an assigned area, sector, or market segment.

Additionally, expertise in using the Loan Quality Assessment (“LQA”) system and process, recommending the appropriate Loan Quality Classification (“LQC”) and proposing impairment provision amounts at the client/relationship level are required responsibilities. Any additional LFR analysis may be assigned at the FAM’s discretion.##

Job Responsibilities
* Provides reliable and applicable insights into the potential risk of the client relationship and proper basis for structuring credit products for the specific conditions
* FRM and Credit is provided with a well-founded advice concerning the structuring of credit products
* Contributes to a smooth and efficient process which meets client delivery expectations
* Assigned areas of responsibilities, in regard to servicing, are completed on a timely manner
* Effective and efficient management of credit/risk portfolio thereby minimizing risks in the short- and long-term
* Contribution to the achievement of commercial goals## Your Promise to Us:

To be considered for the Financial Restructuring Analyst II role, you must have:
* Bachelor’s Degree with 2+ years of experience
* Knowledge of short and long term agricultural credit
* Skilled in financial spreading, forecasting, stress testing, and risk analysis
* Strong written and oral communication abilities
* Ability to travel regionally up to 15%
* Legally authorized to work in the United States on a full-time basis.  Rabobank is unable to sponsor or take over sponsorship of an employment visa for this position.## Our Commitment to you – cultivating your way beyond pay:

Rabobank welcomes employees and applicants from all backgrounds and is committed to fostering an inclusive environment that leverages the diverse strengths of our workforce. This enables us to exceed the expectations of our clients and customers while ensuring a healthy and safe environment for our staff.

We believe your well-being extends far beyond just a paycheck and should encompass your health, happiness, and satisfaction. To meet these needs, Rabobank offers a flexible hybrid working model and continually evaluates and enhances our benefit offerings to ensure they are comprehensive, competitive, and provide you with the options and flexibility you need.

Our employee benefits are focused on four main components:
* ** Physical Well-Being
** includes our commitment to your Health and Wellness. Medical, Dental and Vision plan coverages are effective on your date of hire. Rabo offers multiple plan options and a full network of providers to best meet your needs.
* ** Financial Well-Being
** provides for your Retirement + Savings + Security. We love seeing your retirement plan balance grow just as much as you do! That’s why you can start participating in the 401(k) plan on your date of hire. Plus we match 50% of the first 6% you contribute to your 401(k) plan for US Employees. Rabo also contributes an additional 3% of your eligible pay in Safe Harbor contribution and up to 3% in annual Discretionary Profit Sharing contributions.
* ** Emotional Well-Being
** ensures your Work + Life balance. We offer a generous paid time off program to full time employees: up to 20 days of vacation time, 5 days of additional time off plus 7 sick days and 11 US holidays annually (based on…