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Head of Underwriting; Habitational, Condo, HOA

Job in California, Moniteau County, Missouri, 65018, USA
Listing for: Questpro
Full Time position
Listed on 2025-12-28
Job specializations:
  • Insurance
    Risk Manager/Analyst
Job Description & How to Apply Below
Position: Head of Underwriting (Habitational, Condo, HOA)
Location: California

Head of Underwriting (Habitational, Condo, HOA)

1 week ago Be among the first 25 applicants

  • Develop initial products, appetite & advanced underwriting framework for launch
  • Stand up early broker distribution playbook
  • Establish capacity and reinsurance architecture (w/ help from the executive team and a reinsurance broker)
  • Make strategic underwriting hires and build underwriting team
Role & Responsibilities
  • Develop initial products, appetite & advanced underwriting framework for launch
  • Stand up early broker distribution playbook
  • Establish capacity and reinsurance architecture (w/ help from the executive team and a reinsurance broker)
  • Make strategic underwriting hires and build underwriting team
Ideal Background
  • 7–10+ years in Property Underwriting within the HOA / Condo / Habitational / Community Association segments
  • Strong relationships with West Coast retail and wholesale brokers (especially in CA, AZ, NV, OR, WA)
  • Entrepreneurial mindset – thrives in start-up or “whiteboard” environments
  • Familiarity or appreciation of Insurtech platforms, real-time data, and tech-enabled risk assessment
  • Excellent communication and leadership skills; capable of building a team over time
  • Comfortable with risk/reward and motivated by equity participation and long‑term upside
  • (Nice to have) Proven ability to design product, rate plans and underwriting guidelines
  • (Nice to have) Experience securing carrier capacity, reinsurance or delegated authority agreements
Personality & DNA
  • Builder. Connector.
  • Energized by autonomy and ownership.
  • Knows the market and has the relationships to bring early traction.
  • Sees how technology and underwriting can combine to disrupt a niche.
  • Passionate about expanding access to affordable insurance in catastrophe‑prone states.
  • Operates with a data‑first mindset in decision‑making
Seniority level

Director

Employment type

Full‑time

Job function

Finance and Sales

Industries

Insurance

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