Commercial Insurance Underwriter

I'm using data and technology to change the way insurance is underwritten.

About Rainbow

Rainbow is a program administrator modernizing small business insurance through technology-driven underwriting and data-informed decision making. As we grow, we’re adding a service-oriented Underwriter who thrives in a collaborative, fast-paced environment and consistently delivers high-quality underwriting outcomes.

Our Underwriters evaluate risks across admitted and non-admitted commercial multi-peril products and support programs in multiple U.S. states. With a continuously expanding product portfolio, Rainbow offers ongoing opportunities to broaden expertise and learn new underwriting disciplines.

About the Role

As an Underwriter at Rainbow, you play a key role in growing our small business insurance portfolio by executing and helping evolve our underwriting strategies. You’ll contribute directly to the launch and expansion of products, leveraging tech-enabled workflows and creative uses of data to support sound underwriting decisions.

This is a high-volume, fast-paced environment where strong judgment, problem‑solving skills, and attention to detail are essential. You’ll work closely with our sales and service teams to deliver best‑in‑class service to agency partners while adhering to underwriting guidelines and service standards.

This role is remote, with occasional travel for company meetings and industry events. As a growing startup, we value an all-hands‑on‑deck mindset, and you’ll have opportunities to contribute beyond your core responsibilities as we continue to build and scale the business.

What You’ll Do

• Analyze and approve underwriting referrals generated by our agents through our online platform.
• Collaborate with sales, service and distintos product to enhance efficiencies in our underwriting process.
• Expertly communicate decisions and underwriting standpoints to agents in a manner that drives repeat business.
• Process insurance transactions
  , such as amendments, audits, and billing reinstatements.
• Compile and moderate feedback
  , delivering to your team to create action items supporting our drive for continuous improvement.
• Validate the completeness and accuracy of system changes and enhancements using thorough quality control testing.
• Provide thorough underwriting file documentation to meet our standards as well as ensuring compliance with requirements of regulators and capacity partners.
• Leverage our continuous underwriting model to identify risks subject to further underwriting consideration.
• Contribute to our rapid evolution by helping us design underwriting functions and processes as we look to scale our offerings.
• Show your versatility by supporting our business development and product needs.

What You Need

• 3+ years of SME underwriting experience, including hospitality/restaurant business
• Comfortable moving very fast and working directly with independent agents
• Superior organization, prioritization, and desk management skills
• Detail oriented, with superb written and oral communication skills

• Mid‑Senior level devpublisher’s

• Full‑time

• Finance and Sales
• Insurance