Branch Manager

State Bank of India (California) provided pay range

This range is provided by State Bank of India (California). Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

$/yr - $/yr

Responsible for the overall leadership, management, and profitability of assigned Branch. Manages the efficient and daily operations of a full-service branch, including operations, lending, product sales, customer service and security and safety in accordance with the Branch’s objectives. Creates a focused sales environment by committing to banker readiness, conducting marketing activities leading to revenue growth in loans, deposits and noninterest income, contributing to a successful customer centric experience, proactively managing disciplined operational risk activities while striving for excellence in execution in each of the mentioned areas.

Provides effective leadership in all areas. Ensures compliance with regulatory requirements and Bank policies procedures. This role's work schedule involves occasional evenings and Saturdays.

• Oversees, leads, and directs a branch with regards to sales, operations, and corporate/regulatory compliance to meet assigned lending, deposit, and fee income goals.
• Responsible for staff management and development including performance evaluations, promotions, salary recommendations and disciplinary action.
• Provides suitable credit, deposit or other banking services as well as counsel and advice to best meet clients' needs.
• Develops programs to maximize branch profitability, minimize risk, and improve customer service and product knowledge.
• Responsible for managing and growing Business Banking portfolio; drives results through business development, outside branch calling efforts and community involvement activities; has foundational understanding of balance sheet and income statement.
• Analyzes risks and profitability of assigned client portfolio to ensure ongoing profitability and conformity with credit terms.
• Responsible for ensuring the successful processing, underwriting, and approving of loans within assigned limits.
• Builds an effective network of internal and external relationships to acquire new clients, expand existing clients, enhance client experience, and build stronger loyalty; leads coaching and proactive client experience initiatives.
• Maintains knowledge of financial industry status and trends and a strong business network; functions as a leader in community organizations.
• Negotiates loan terms and conditions in accordance with bank policy.
• Remains well versed in economic and financial concepts and developments relating to clients.
• Reviews branch reports for compliance and accuracy.
• Responsible for community development and relations.
• Regularly meets with internal business partners to communicate and review business results and pipeline management; manages operational, human capital, reputational and business risk.
• Provides guidance to operating staff to ensure proper identification and information gathering of all parties subject to CIPA & Customer Due Diligence Programs.
• Maintains proper security controls regarding currency and negotiable instruments; reviews reports to identify and report cash transactions per BSA/AML procedures.
• Adheres to Bank policies and procedures and complies with all US Federal and State Regulations including BSA, AML, Elder Abuse Law, USA PATRIOT Act, OFAC, etc.; ensures employees comply with Wage and Hour regulations.
• Detects suspicious activity and files required reports with BSA Officer.
• Supports Bank compliance efforts by completing compliance and other technical training workshops; ensures direct reports complete required training.

• Bachelor’s degree in Finance or equivalent work experience.
• Minimum 7 years in a commercial lending/business banking role.
• Travel up to 25% of the time.

Downtown – Los Angeles

• Experience in personal banking, lending, sales, and customer service.
• Expert knowledge of business credit underwriting; commercial credit training preferred. Expert knowledge of deposit and cash management products and services.
• Knowledge…