Commercial Lender

Commercial Lender

We are looking for a commercial lender to provide financial solutions for our clients; including loans for equipment, property, and operational expenses.

• Manage, service and grow an assigned book of commercial banking clients. Execute on prospecting activities to grow new commercial banking households.
• Understand and contribute to the credit decisioning process, including analysis and interpretation of financial statements, credit structuring, underwriting requirements, policy knowledge, risk identification and mitigation.
• Focus on driving continual improvement in portfolio revenue growth and new production revenue.
• Proactively contact clients to fully develop commercial banking relationships. Include the identification of all business and personal financial needs and bring in the appropriate partners to deliver solutions.
• Monitor, maintain and update sales activity, pipeline, and other pertinent information.
• Execute on all risk, operational, policy and quality expectations related to assigned client portfolio.
• Promote the Bank's products and services.
• Contribute to the fulfillment of department and company objectives and goals.

• A Bachelor's degree in business, finance, banking or related field is required. Graduation from a recognized school of banking is an asset.
• Minimum of 5-10 years commercial lending experience;
  Experience should include previous loan structuring and credit analysis responsibilities.
• Extensive knowledge of all Bank products, services, procedures and practices;
  Must have an in-depth knowledge of Federal and State lending regulations and Bank policies relating to lending procedures. Familiarity with the local business community is strongly preferred.

• Strong communication skills, both written and verbal.
• Proficiency in using Microsoft Word, Excel and Outlook.
• Ability to multitask and work in a fast-paced environment while maintaining attention to detail.
• Problem-solving skills and the ability to think critically to resolve customer issues.
• Strong interpersonal skills and a customer-centric attitude.
• Knowledge of loan products and services is advantageous but not mandatory, training will be provided.
• Works independently and as a member of a team.

• Prolonged periods of sitting at a desk and working on a computer.
• Must be able to lift up to 15 pounds at a time.

Each 22nd State Bank employee must comply with all federal and state regulations, policies, and procedures. This is to include all applicable governmental laws, rules and regulations relevant to their job including all Bank Secrecy Act regulations.