Premium auditor, Risk Manager​/Analyst

Company Summary

The American Equity Underwriters, Inc. (AEU) (An Amwins company) is the program administrator of the American Longshore Mutual Association, Ltd. (ALMA), a group self-insurance fund authorized by the U.S. Department of Labor to provide USL&H coverage for the liabilities of its insureds under the United States Longshore & Harbor Workers’ Compensation Act. With decades of experience in the maritime industry and a strong commitment to our insureds, AEU is the leading specialist in USL&H.

We’ve helped make safety a priority for waterfront employers for more than 20 years — and we’re determined to help our insureds continually reduce risks for the benefit of their employees and our industry as a whole.

The Premium Auditor investigates, examines, and reports on financial and operational characteristics of business operations of our members to accurately determine the final earned premium. This position requires occasional travel. A working knowledge of maritime exposure is required.

• Reviews company records to document and verify classification, operations, locations, and ownership of each named insured
• Investigates and verifies the premium base exposures according to policy contract terms, manual rules, and procedures
• Provides a written summary of audit findings
• Complies with state regulations and company guidelines, and maintains working knowledge of all insurance manuals, premium audit manuals, and related material
• Ability to manage an assigned territory and schedule work effectively while maintaining company requirements for delinquency, timeliness, and efficiencies
• Track due dates of audits and follow-up for completion
• Directly handle all disputes until resolved
• Effectively communicate issues and findings with your team and offer solutions to resolve amicably and quickly

• Experience working with USL&H insurance is strongly preferred
• Prior workers compensation premium auditing experience preferred
• Bachelor's degree from four-year college / university or work insurance experience equivalent
• To perform this job successfully, an individual should have proficiency in Excel, Word, Quick Books and Premium Audit software
• Strong analytical thinking skills
• Ability to take initiative by being proactive, seeking solutions, and communicating ideas
• Possess a results-driven mindset and approach
• Demonstrate effective teamwork and collaboration
• Excellent communication skills both verbal and written

• This is a preferred in-office position located in Mobile, AL or Metairie, LA
• Employees enjoy a comfortable working environment in a modern-classic office space with beautiful views
• Named one of the Best Companies to Work for in Alabama for five years straight
• Collaborative, positive, and engaging company culture
• Strong tradition of corporate charitable promotion