Tarificateur/Tarificatrice Principal de Prêts Hypothécaires, Tarification Complète
Job in
Montreal, Montréal, Province de Québec, Canada
Listing for:
MCAP
Full Time
position
Listed on 2026-01-03
Job specializations:
-
Finance & Banking
Risk Manager/Analyst, Banking & Finance, Financial Consultant
Job Description & How to Apply Below
Position: Tarificateur / Tarificatrice Principal de Prêts Hypothécaires, Tarification Complète
Location: MontrealThe Role
This position is responsible for underwriting, processing and approving mortgage applications from a variety of sources including Broker, Direct and Third party from all MCAP brands. This role is accountable for full case management of a file and for building solid relationships with referral sources, to ensure volume, asset quality and profitability targets are met.
Reviewing Applications
Verify information on application and with the Credit Bureau to ensure accuracy.Verify information to make sure it meets company guidelines and external lender guidelines/insurer (CMHC, CG & Genworth).Contact the broker/client for additional information or clarification in order to decision the deal effectively.Credit Adjudication
Adjudicate information presented and address any discrepancies or inconsistencies.Verify data viewed to ensure it meets company guidelines.Document the deal and write up rationale to support recommendation for approval .Condition the deal in accordance with the recommendation for approval.Delivers quick and creative mortgage solutions in order to structure files in order to meet company guidelines.Service Clients
Respond to questions or concerns from all clients with the intent to build/maintain relationshipsProvide all clients with mortgage options to assist in making an informed decision.Maintain an 8 hour turnaround time on applicationsRespond to questions and concerns received from clients via email, fax or portal discussion within 4 hours of receipt to ensure timely and accurate completion of each mortgage transaction.Maintain a 24-hour turnaround time for documentation review including the timely and accurate update of all systems.Communication with Brokers/Clients
Negotiate applications or marginal dealsBuild the business with the broker/client in order to increase the portfolio and closing percentagesDocumentation Verification
Review all documentation pertaining to adjudication and approval of loanMitigate potential risks identified on documentationClear all conditions and associated system tasks.Mentor Staff
Review and educate Document Specialist on the different types fulfillment documentationCommunicate to manager or corporate program any knowledge or suggestions to aid in the continuous improvement of the businessCheck for Understanding
Maintain acceptable audit results as established annually as part of the Objective settingBilingualism in French and English is required for this position to interact, support and/or provide services to French and non-French speaking customers, employees and/or partners inside and/or outside the province of Quebec.
What You Bring To The Team
3-5 years underwriting and documentation experienceKnowledge of Real estate and covenant assessments, legislation and land title systems in all provinces preferredKnowledge of Legislation (. Mortgage Act) regarding risk related mortgage law preferredProficient in Outlook, Word, and ExcelAbility to negotiate effectively with intermediariesAbility to understand financial statements and assess financial viabilityExceptional oral and written communication skillsExcellent organizational and time-management skillsAbility to multi-task in a fast-paced environmentStrong analytical and problem-solving skillsProven ability to foster relationshipsStrong customer service skills.Self-driven, motivated with the ability to work independently and in a team environmentCarries out duties with integrity and takes responsibility for actions.University Degree/College Diploma, preferableAccredited Mortgage Professional (AMP)Completion of Mortgage Agent course to satisfy provincial regulatory requirementsCompletion of internal audit’s credit adjudication processBilingual French and English is a must have
Note that applications are not being accepted from your jurisdiction for this job currently via this jobsite. Candidate preferences are the decision of the Employer or Recruiting Agent, and are controlled by them alone.
To Search, View & Apply for jobs on this site that accept applications from your location or country, tap here to make a Search:
Search for further Jobs Here:
