Credit Analyst II - TDEF Job Montréal area,Province de Québec Canada,Finance & Banking

Description

For the position of Credit Analyst II, TDEF, you will be assessing credit worthiness of potential and existing customers and structuring facilities while adhering to TD's credit risk policies. You will prepare credit reviews, structure facilities, approve draw requests and have responsibilities for monitoring and control for driving profitable business growth.

On a typical day at work, you will:

Structure and package competitive credit solutions on time to meet customer needs. This involves preparing credit applications with a high quality of risk assessment, credit structure, due diligence, and credit presentation. You will assess and structure requests for some of TDEF's largest and most complex financing opportunities.

Actively participate and contribute to the management of TDEF standalone portfolio to ensure accounts are appropriately monitored.

Deliver sound equipment financing expertise.

Present larger, complex transactions to senior management team.

Work with some of the most highly skilled individuals in the equipment finance industry.

Continually deliver exceptional service at every interaction and execute on plans to continuously improve the customer experience

Contribute to business objectives for Operational Excellence

Interpret internal and external business challenges and the industry environment, recommend course of action and standard methodologies to improve products, processes or services

Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest

Provide product and industry knowledge for own area of expertise and participate in knowledge transfer within the team and business unit

Keep current on emerging trends and developments and grow knowledge of the business, related tools and techniques

Job Requirements :

Undergraduate degree and/or over 5 years of relevant experience

Substantial expertise in credit risk assessment and ability to structure

Excellent analytical, judgement and decision-making skills

Proficient in using MS Office Suite, productivity tools and end-user software

A dynamic professional with a positive approach and strong communications skills to liaise with cross functional teams and colleagues

Robust organizational skills and with the ability to work in a demanding environment and handle multiple deadlines and priorities

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience.

TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the…


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