Commercial Lending Credit Manager

Location: Montreal

Shape commercial financing decisions at BDC through financial analysis, credit judgment, and disciplined underwriting of complex business loans.
As Senior Manager, Underwriting – Credit Risk Management, you will assess and authorize moderate to high complexity credit files. Your work will support Canadian entrepreneurs while applying BDC’s policies, procedures, and risk standards. The position requires experience structuring commercial transactions, evaluating repayment capacity, and balancing client and organizational needs through practical solutions.

Key Responsibilities:

Perform detailed analysis and due diligence on commercial credit files
Authorize comprehensive loan proposals within established approval parameters
Determine pricing, covenants, terms, and repayment structures
Negotiate transaction structures with account managers and business centres
Apply sound judgment to mitigate risk and resolve compliance matters
Requirements:
Five or more years in credit analysis or loan adjudication
Experience in commercial lending or related financial services
Ability to analyze and structure commercial financing transactions
Strong understanding of credit policies, practices, and governance
Bachelor’s degree; CPA or CFA designation is an asset
Use commercial lending expertise and balanced risk assessment to structure responsible financing decisions for Canadian small and medium-sized businesses.