Chief Financial Officer

Chief Financial Officer

Citizens Bank is an Equal Employment Opportunity Employer that encourages minority, females and veterans to apply. Citizens Bank participates in E-Verify.

Responsible for overseeing financial operations, strategy, and risk management of the bank. Ensures regulatory compliance, financial health, and supports growth initiatives.

• Strategic Financial Leadership
• Develop and execute financial strategies aligned with the bank’s mission and growth objectives
• Advise the CEO and Board on financial planning, capital structure, and investment decisions
• Financial Operations & Reporting
• Oversee accounting, budgeting, forecasting, and financial analysis
• Ensure timely and accurate financial reporting in compliance with regulatory standards
• Regulatory Compliance & Risk Management
• Known and comply with all Federal Regulations and bank policies/procedures including the Bank Secrecy Act and CIP
• Lead internal controls, audits, and risk mitigation strategies
• Capital Planning & Treasury
• Manage liquidity, capital adequacy, and asset-liability strategies
• Optimize funding sources and oversee treasury operations
• Stakeholder Engagement
• Liaise with regulators, investors, rating agencies, and financial institutions
• Present financial performance and strategic plans to the Board and shareholders
• Build and lead a high-performing accounting team
• Foster a culture of accountability, innovation, and continuous improvement

Skills and Abilities Required

• Professional communication and financial spreadsheet proficiency
• Proficient computer skills including Excel, Word, and bank software
• Experience with digital banking transformation and fintech
• Familiarity with regulatory frameworks such as SOX, Dodd‑Frank
• Advanced proficiency in financial systems and tools, including Excel
• Attention to detail with strong problem solving/critical thinking skills
• Bachelor’s degree in Finance, Accounting, or related Business major (MBA or CPA preferred)
• Minimum 10 years of senior financial leadership experience, ideally in banking or financial services, or 7 years’ experience in financial management position
• Minimum 5 years’ experience managing personnel or leading an accounting team
• Deep understanding of banking regulations, financial instruments, and capital markets
• Proven track record in strategic planning, financial modeling, and risk management
• Strong leadership, communication, and shareholder management skills