Senior Actuarial Analyst

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Sage Sure, a leader in catastrophe‑exposed property insurance, is seeking a Senior Actuarial Analyst who will be a member of the Actuarial Student Program (ASP). This position provides an opportunity to take on a role in an entrepreneurial culture and gain a broad perspective across the insurance business. As a member of the Commercial Actuarial team, you will be asked to assist in providing technical and analytical assessments of complex business issues related to the development of new property products and maintenance of existing ones, utilising actuarial techniques to assist in the development and maintenance of sophisticated pricing plans.

Working on the Actuarial team at Sage Sure, the largest independent residential managing general underwriter (MGU) in the U.S., offers a broad range of opportunities and experiences to advance your career. You’ll predict and model risk in some of America’s most challenging markets and work in multiple actuarial disciplines—including pricing, product development, rate making, reserving, and advanced analytics. You will gain hands‑on experience on challenging assignments, make data‑driven decisions, and regularly present findings to senior management while collaborating across the company with underwriting, marketing, program operations, and software teams.

• Manage interns and lead work streams and projects tied to company goals.
• Mentor actuarial team members.
• Continuously sophisticate and advance the science of core actuarial analytics.
• Lead/assist the team in the evaluation of rate adequacy indicators.
• Support the sophistication of large account pricing.
• Provide analytical support on portfolio risk evaluation.
• Complete support documentation for product filings with Departments of Insurance and assist with responses to rate‑related inquiries.
• Lead/assist with research projects, including developing predictive models and visualizing results to support business decisions.
• Perform competitive intelligence analysis.
• Utilise and/or create models to assess profitability in current rating structures.

• Bachelor’s degree in Actuarial Science or a STEM‑related field.
• 2‑4 years of experience in an actuarial role.
• Passage of three or more actuarial exams with the goal of attaining ACAS/FCAS.
• Solid analytical, problem‑solving, and reasoning skills.
• Strong communication skills with both technical and non‑technical resources.
• Proactive and collaborative approach to guiding projects across multiple stakeholders.
• Proficient with Microsoft Office suite.
• Strong technical skills with proficiency in Python, R, or SQL.
• Deep desire to learn.
• Ability to work independently and as a team member.
• Proven organisational and time‑management skills; strong attention to detail.
• Demonstrated understanding and knowledge of key business drivers (e.g., underwriting, product, reinsurance, and industry trends).
• Strong problem‑solving and decision‑making skills; ability to think critically and strategically.
• To qualify, all applicants must be authorised to work in the United States.

Named among the Best Places to Work in Insurance by Business Insurance for four years in a row (2020‑2023), Sage Sure is one of the largest managing general underwriters (MGU) focused on catastrophe‑exposed markets in the US. Since its founding in 2009, Sage Sure has experienced exceptional growth while generating underwriting profits for carrier partners through hurricanes, wildfires, and hail. Available in 16 states, Sage Sure offers more than 50 competitively priced home, flood, earthquake, and commercial products on behalf of its highly rated carrier partners.

Today, Sage Sure manages more than $1.9 billion of in‑force premium and helps protect 640,000 policyholders.

Sage Sure has over 1,000 employees working remotely or in‑office across nine offices:
Cheshire, Connecticut;
Chicago, Illinois;
Cincinnati, Ohio;
Houston, Texas;
Jersey City, New Jersey;
Mountain View, California;
Marlton, New Jersey;
Tallahassee, Florida; and Seattle, Washington.

Sage Sure offers generous health benefits and perks,…