Credit Risk Analyst

Join to apply for the Staff Credit Risk Analyst role at Intuit

5 days ago Be among the first 25 applicants

One out of every two small businesses fails within their first five years, most often due to running out of cash. Quick Books Capital is on a mission to make a dent in that statistic, by providing small businesses access to the capital they need when they need it, leveraging the data inside Quick Books for faster and better decisioning. This way, our customers never again have to worry about not making payroll or saying no to a business opportunity.

That’s how we power prosperity.

Quick Books Capital is a nimble and high-priority start-up within Intuit that is looking to reinvent small business borrowing. We are the fastest growing SMB lending business in the market. We are looking for top talent that love new challenges, cracking tough problems and working cross-functionally. If you are looking to join a fast-paced, innovative and incredibly fun team, then we encourage you to apply.

The role as Quick Books Capital credit strategy lead will dive into three areas to help the business grow:

• Become an expert in understanding our portfolio health and ensure our portfolios are meeting risk adjusted expectations through in-depth research
• Leverage insights on credit risk performance and macroeconomic trends to drive recommendations for new lending growth opportunities
• Develop best in class portfolio monitoring and risk identification tools

• Strong business acumen with the ability to understand business problems from multiple stakeholder perspectives
• Having risk related domain knowledge, such as credit bureau attributes and scoring, customer acquisition, scorecard modeling, loan amount assignment, pricing, loss forecasting, or collections
• 5+ years working experience in an analytics related role leading credit strategy. Lending experience at a bank or Fintech strongly preferred
• MS/PhD in quantitative fields such as Statistics, Operational Research, Industry Engineering, Finance, Economics etc. Or Bachelor Degree in same fields with 5+ years working experience or equivalent work experience
• Proven analytical thinker that can leverage excellent communication skills to translate complex quantitative and qualitative data into actionable insights
• Ability to learn fast and work in a fast-paced working environment, and confidence in taking end-to-end ownership of a project
• Proficient in one of the following analytics tools, such as Python, R, and SAS.
• Advanced Excel skills with strong logical and SQL database query skills
• Experience developing beautiful dashboards with visualization tools such as Tableau, Looker, or Domo
• Meticulous attention to detail

• A thought leader that will connect the dots between top macroeconomic risks and portfolio performance
• A credit expert that can leverage credit risk expertise to identify opportunities for growth and tightening
• A self starter that embraces extreme ownership to dive deep into our portfolio performance and develop credit policy proposals that will improve business KPIs
• An insatiable curiosity to mine massive transactional data within the Intuit ecosystem to develop use cases for credit risk assessment
• Team up with our data scientist, underwriting, and data engineering teams closely to develop innovative tools for underwriting and portfolio management

Intuit provides a competitive compensation package with a strong pay for performance rewards approach. This position will be eligible for a cash bonus, equity rewards and benefits, in accordance with our applicable plans and programs (see more about our compensation and benefits at Intuit®: Careers | Benefits). Pay offered is based on factors such as job-related knowledge, skills, experience, and work location.

To drive ongoing fair pay for employees, Intuit conducts regular comparisons across categories of ethnicity and gender. The expected base pay range for this position is:
Bay Area California $172,

Referrals increase your chances of interviewing at Intuit by 2x

Mid-Senior level

Full-time

Finance and Sales

Software Development