Credit Risk Analyst

Position: Staff Credit Risk Analyst
Company Overview Intuit is the global financial technology platform that powers prosperity for the people and communities we serve. With tens of millions of customers worldwide using products such as Turbo Tax, Credit Karma, Quick Books, and Mailchimp, we believe that everyone should have the opportunity to prosper. We never stop working to find new, innovative ways to make that possible.

Job Overview Intuit’s Consumer Group, including Turbo Tax, empowers millions of individuals to take control of their finances. Turbo Tax simplifies tax preparation and enables our customers to file with confidence. We leverage data and insights to innovate and enhance our consumer offerings. Now, we are expanding our focus to Consumer Lending within the Consumer Group, including Turbo Tax, and require a strong performer to join our Credit Risk Analysts.

This role will be crucial in supporting our consumer lending initiatives, while navigating the complexities of Fintech Risk, alongside our core tax preparation business. If you are passionate about building that drives results through data-driven insights in consumer lending spaces, and understands the unique risks within Fintech, this role is for you.

Responsibilities Develop and implement credit risk strategies and policies and drive business growth by supporting and scaling strategies for consumer lending and banking portfolio

Develop & Enhance the credit Policy and program and establish a framework to ensure lending activities are in compliance with internal policies and regulatory requirements

Partner with teams across Intuit (including product development, marketing, data engineering, compliance, risk , data scientists etc.) to enable decision support and key customer insights in the consumer banking risk and analytics spaces.

Collaborate with stakeholders and analysts to ensure analytical & risk solutions are scalable, repeatable, effective, and meet expectations of various stakeholders in the consumer lending area.

Use big data technology to mine massive scale transactional data to improve credit risk strategies for consumer lending and banking and design new risk-adjusted policy proposals.

Improve the current customer experience in consumer banking by deploying risk mitigations enabling product feature expansion to industry standard.

Provide recommendations utilizing multiple types of data, business knowledge, and strategic assumptions when data doesn’t exist, specifically in the consumer lending context.

Analyze portfolio performance at a granular segment level on an ongoing basis. Identify trends and conduct root-cause analysis to isolate key performance drivers

Ensure data collection and data processing is optimized to provide crystal-clear visibility into the impact and value of new consumer lending initiatives and product releases.

Mentor, coach, and develop Risk Analysts to drive creative ideas, use of the latest data techniques, and elevate outcomes within consumer lending.

Identify and evaluate new vendors / data sources and create business cases to enhance risk policies

Qualifications

Proven leader in the data and risk space with 10+ years of experience driving cross-team collaboration and business requirement clarity, particularly in consumer lending.

Domain expertise in Fin Tech, Risk, and Financial services, with a specific focus on Consumer Lending.

Demonstrated history of highly effective cross-functional leadership in large matrixed organizations, aligning stakeholders and launching product features in fast-paced environments.

Outstanding communication skills, with the ability to tell compelling stories with data to both technical and non-technical audiences.

Strong strategic mindset combined with a willing "roll up your sleeves" attitude…