Commercial Real Estate Relationship Manager

Join our team! 1st Security Bank team members deliver service that "WOWs" each other and our customers. We value relationships, teamwork, community, and professional growth in a safe, friendly, and progressive workplace. We celebrate diversity and support equality for all. If you share these core values and are committed to career excellence, let us help you reach your dreams!

Responsible for developing, managing, and retaining all levels of commercial real estate (CRE) and construction (ADC) lending relationships. Responsible for the oversight of a construction and commercial real estate lending loan portfolio. Emphasis is placed on sourcing and developing new CRE and ADC lending relationships for the Bank. Focus is on a "wow" service‑oriented culture as well as cross‑sell/other revenue enhancing activities.

• Responsible for sourcing prospects and developing new CRE and ADC customer relationships through solid business development activities, including encouraging referrals and repeat business and collaborating with the Team Leader.
• Establish and service a high quality CRE and ADC loan portfolio.
• Manage other internally referred CRE and ADC relationship prospects while also attempting to develop increased relationships with same.
• Responsible for effectively conducting credit analysis including gathering, analyzing, and interpreting all types of credit information on existing and prospective customers and portfolios.
• Manage loan and portfolio credit quality for customers as originated and as current customers are assigned, including the update of credit risk ratings and recommendation of those changes to Credit Administration.
• Oversee and ensure accurate loan documentation for customers.
• Identify and successfully capitalize on cross‑sell opportunities primarily around gathering of deposits and making appropriate referrals to other Bank divisions.
• Collaborate with credit analysts to prepare and present credit requests to Team Leader, Director of CRE and ADC lending, Chief Lending Officer and Credit Administration.
• Assists in the management of troubled assets as requested including attending problem loan meetings and preparing PCMRs in a timely manner.
• Represent the Bank in various community, business and professional activities.
• Performs other duties as assigned.

• Full medical, dental, and vision coverage for individual or family plan.
• Life insurance.
• Long‑term disability insurance.
• 401K matching program.
• Paid sick and vacation time.

• Relationship Driven - we strive to "WOW" (surprise, excite and delight) each other and our customers.
• Ethical - fair, honest and act with integrity.
• Lead by Example - maintain a positive attitude, show respect for others, and have some fun!
• Accountable - we take our responsibilities seriously and we meet our commitments with urgency.
• Team Player - dependable, enthusiastic contributor to team success and to the greater good of the bank.
• Embrace Dreams - we encourage each other to reach for our dreams.
• Diversity - we celebrate diversity and support equality for all.
• Community Oriented - we actively support our communities and the Bank's CRA initiatives.
• Open and Honest Communication - always professional, responsive, and timely.

• Bachelor in Business, Accounting, or Finance, or equivalent experience.
• Minimum of 5 years plus of banking experience with 3 years plus of CRE lending experience.
• Strong relationship management and business development/sales skills.
• Well‑developed analytical and problem‑solving skills.
• Basic knowledge of credit and credit quality.
• Basic knowledge of bank products and services.
• Ability to work effectively with individuals and groups in managing customer relationships.
• Excellent customer service and community relations skills.
• Demonstrated ability to make one‑on‑one and group presentations.
• Excellent interpersonal, verbal, and written communication skills.
• Basic Knowledge of all applicable Regulations that pertain to this position is required.
• Knowledge of the Bank Secrecy Act and Anti‑Money Laundering policies, procedures and related programs.

To perform this job…