CRE Loan Administrator Homebuilder

About The Role

Responsible for the administration and management of the Commercial loan process including the documentation, closing, file maintenance and data input.

• Manages and monitors complex loans on an ongoing, day-to-day, and transactional basis working in close partnership with the Commercial Relationship Manager. Acts as the primary liaison with customers, attorneys, inspectors and title company representatives, during all phases of financing.
• Ensures all terms of the loan as approved are incorporated in the loan documents. Ensures all closing conditions are met and loans are closed and disbursed within time frames.
• Responsible for set up and monitoring loan and financial ticklers to ensure accuracy and timeliness.
• Administers a real estate portfolio in accordance with credit policy requirements for risk management. Analyzes title insurance commitment reports including title exceptions and prepares tile/escrow instructions.
• May provide monthly construction draw analysis, reconciliation and disbursement. May process all types of draw requests and recommend approval. Ensures all necessary documentation has been received.
• Prepares data input sheets and provides information so that loans may be boarded on the proper servicing system and ensures all loan coding is correct.
• Monitors note rate re-pricing, fixings and other pre-and post-closing tasks.
• Maintain files with sufficient documentation for third-party review; prepares files for timely audits. Reviews and analyzes land surveys and environmental reports.
• Demonstrates compliance with all bank regulations for assigned job function and applies to designated job responsibilities – knowledge may be gained through coursework and on-the-job training. Keeps up to date on regulation changes.
• Follows all Bank policies and procedures, compliance regulations, and completes all required annual or job-specific training.
• Maintain a working knowledge of Bank's written policies and procedures regarding Bank Secrecy Act, Regulation CC, Regulation E, Bank Security and other regulations as applicable to this job description.
• May be asked to coach, mentor, or train others and teach coursework as subject matter expert.
• Actively learns, demonstrates, and fosters the Columbia corporate culture in all actions and words.
• Takes personal initiative and is a positive example for others to emulate.
• Embraces our vision to become “Business Bank of Choice”.
• May perform other duties as assigned.

• High School Diploma/GED, required.
• Bachelor's Degree or Equivalent, preferred.
• 4-7 years of relevant loan administration and real estate lending experience, required.
• Excellent analytical and problem-solving skills.
• Excellent loan administration experience with knowledge of letters of credit, borrower-based lending, multi-phased construction and multiple collateral properties.
• Thorough knowledge of commercial finance, law, documentation, accounting and data systems.
• Advanced technical expertise in loan closing and administration.
• Demonstrated ability to close commercial loans and administer complex commercial loan portfolios.
• Excellent written and verbal communication skills.
• Ability to work effectively with individuals and groups across the company to manage internal and external customer relationships.
• Proficiency with personal computers and related software packages such as Word and Excel, and other business machines.
• Ability to train and present to small and large audiences or has the interest in learning to train and present.

Job Location:

Onsite at posted location(s)

Travel:
Occasional

Pay range: $75,000.00 – $ per year

Primary

Location:

Mountlake Terrace, WA (onsite)

We are proud to offer a competitive total rewards package including base wages and comprehensive benefits, such as medical, dental, vision coverage, a 401(k) with employer match, life and disability insurance, tuition assistance, mental health resources, identity theft protection, and paid time off.

Columbia Bank is an equal opportunity and affirmative action employer. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, age, sexual orientation, gender identity, gender expression, protected veteran status, disability, or any other applicable protected status or characteristics. If you require an accommodation to complete the application or interview(s), please let us know by email: