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Job Description & How to Apply Below
Location:
Mumbai
- Andheri
Level: Leadership / Business-Building Role
Function:
Assets / Lending
About the Role
We are looking for a hands-on Lead – Assets to build, scale, and manage the complete asset franchise of the NBFC.
The role will own the end-to-end lending lifecycle, including origination, credit, underwriting, portfolio management, collections, and recoveries , with a focus on building a high-quality, profitable, and diversified loan book while maintaining disciplined risk management.
Key Responsibilities
Lending & Execution
Drive loan origination across SME, MSME, Corporate, Retail, and Loan Against Securities (LAS) segments.
Develop and manage sourcing channels through:
OEMs and dealers
DSAs and channel partners
Direct client relationships
Strategic partnerships
Lead the complete credit lifecycle from customer acquisition and appraisal to underwriting, documentation, disbursement, and post-disbursement monitoring .
Own portfolio performance, including:
Disbursements
Portfolio yield
Collections
PAR
NPAs
Recoveries
Work closely with Credit, Operations, Legal, Risk, and Collections teams to ensure efficient execution and customer servicing.
Strategy – Build the Asset Franchise (0 → Scale)
Develop the end-to-end asset growth strategy aligned with the NBFC's business plans.
Identify high-potential customer segments, industries, and lending opportunities.
Design scalable and commercially viable lending products.
Establish robust credit policies, underwriting standards, pricing frameworks, and risk scorecards .
Build a repeatable and data-driven origination engine.
Establish strong portfolio analytics, monitoring, and governance mechanisms.
Support the transition from a single-product lending platform to a diversified, multi-product asset business .
Key Requirements
Strong experience in NBFC lending, asset management, credit, and business development .
Proven experience building and scaling lending businesses and loan portfolios.
Strong exposure to SME, MSME, Corporate, Retail and/or LAS lending .
Hands-on understanding of the complete lending and credit lifecycle.
Strong knowledge of underwriting, credit risk, portfolio management, collections, and recoveries .
Experience developing lending products, sourcing channels, credit policies, and pricing frameworks.
Strong commercial, analytical, leadership, and stakeholder-management skills.
Ability to build an asset franchise from 0 to scale while maintaining asset quality and profitability.
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