Internal Audit - CA fresher

We are looking for a recent qualified Chartered Accountant (Fresher) to join our Internal Audit team. The role offers an excellent opportunity to gain exposure to governance, risk management, regulatory compliance, business process reviews, and data analytics within a fast-growing NBFC.
The candidate will work closely with senior management and business teams to strengthen internal controls, improve operational efficiency, and ensure compliance with RBI regulations and internal policies.

Key Role & Responsibilities:
Internal Audit Execution
Assist in planning and execution of risk-based internal audits across business LAP, LAS, Treasury and support functions.
Perform process walkthroughs and testing of financial, operational, compliance, and IT controls.
Prepare audit work papers in accordance with Internal Audit Standards.
Assist in drafting audit observations, risk ratings, and practical recommendations.
Regulatory & Compliance Reviews
Support audits covering RBI regulations applicable to NBFCs
Review compliance with credit policies and approval matrix, SOPs, Board-approved frameworks, and regulatory guidelines.
Participate in thematic and regulatory reviews.
Review compliance with credit policies and approval matrix
Verify KYC, CKYC, AML compliance
Documentation & Disbursement Controls
Verify completeness of loan documentation
Review mortgage/pledge creation and disbursement controls
Review EMI, interest application, MTM monitoring, and insurance coverage
Asset Classification & Income Recognition
Verify IRAC norms, SMA/NPA identification, provisioning
Prepare audit reports and track closure of observations