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Test Engineer - UPI

Job in 400001, Mumbai, Maharashtra, India
Listing for: AQM Technologies
Full Time position
Listed on 2026-06-01
Job specializations:
  • IT/Tech
    FinTech
  • Finance & Banking
    FinTech
Job Description & How to Apply Below
Position: Test Engineer - UPI Payments
Job Description – Manual Tester (UPI Payments Domain)

Location:

Mumbai

Experience:

1–6 Years
Notice Period:  Immediate Joiners Preferred

Role Overview
We are hiring a Manual Tester with strong experience in UPI Payments and banking transaction systems. The candidate should have hands-on expertise in testing UPI transaction flows, payment processing, validations, reconciliation, and banking integrations.

Experience with NEFT, RTGS, and IMPS will be an added advantage.

Key Responsibilities
Perform functional, integration, regression, and end-to-end testing for UPI payment applications.
Validate UPI transaction flows including:
P2P & P2M transactions
Collect requests
Intent flow
QR-based payments
UPI mandate / autopay
Refunds & reversals
Transaction status & reconciliation
Test banking/payment integrations with NPCI and partner banks.
Validate transaction processing, response codes, timeout handling, and failure scenarios.
Create detailed test cases, test scenarios, and execute test plans.
Perform API and database validation for payment transactions.
Log, track, and verify defects using Jira or similar tools.
Coordinate with Developers, Business Analysts, and Product teams for issue resolution.
Support SIT/UAT testing cycles and production validations.
Required Skills
1+ years of Manual Testing experience in Banking or Fintech domain.
Strong hands-on experience in UPI Payments testing is mandatory.
Good understanding of:
UPI architecture & workflows
NPCI transaction lifecycle
Payment reconciliation
Refund/reversal handling
Banking/payment systems
Knowledge of NEFT, RTGS, and IMPS transaction flows.

Experience with API testing tools like Postman.
Basic SQL/database validation skills.
Familiarity with Jira/Test Management tools.
Strong analytical and troubleshooting skills.

Preferred Qualifications
Experience working on mobile banking or digital payment platforms.
Exposure to fintech/payment gateway ecosystems.
Immediate joiners or candidates with short notice period preferred.
Education
Bachelor's degree in Computer Science, IT, Engineering, or related field.
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