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Tech Lead - Gold Loans

Job in 400001, Mumbai, Maharashtra, India
Listing for: Godrej Capital
Full Time position
Listed on 2026-06-06
Job specializations:
  • IT/Tech
    IT Project Manager, Systems Analyst
Job Description & How to Apply Below
About the Role
Lead technology initiatives for our Gold Loans product line.
Drive end-to-end delivery of digital platforms, lending systems, and customer journeys.
Sit at the intersection of business strategy and technology execution.
Combine technical acumen with program management expertise in BFSI

Key Responsibilities
Own planning, execution, and delivery of technology projects across the Gold Loans product lifecycle
Manage loan origination systems (LOS), loan management systems (LMS), and customer onboarding journeys
Collaborate with product managers, business stakeholders, engineering teams, vendors, and compliance partners
Translate business requirements into clear technical roadmaps and deliverable milestones
Manage sprint planning, release cycles, and dependencies across multiple cross-functional engineering teams
Track project health through metrics, dashboards, and status reporting to senior leadership
Identify technical risks, integration challenges, and bottlenecks early and drive them to resolution
Ensure solutions adhere to regulatory requirements (RBI guidelines for gold loans, KYC/AML norms, data privacy)
Uphold internal security and audit standards across all deliverables
Oversee vendor management for third-party platforms, valuation tools, fintech partners, and infrastructure providers
Champion engineering best practices around architecture reviews, code quality, testing, and Dev Ops
Continuously improve delivery processes through Agile, Scrum, or hybrid methodologies

Required Qualifications and Experience
8–10 years of progressive experience in technology project management
Substantial experience delivering software products in the BFSI sector (banks, NBFCs, fintechs, or lending platforms)
Direct experience with gold loan product preferred
Bachelor's degree in engineering, computer science, or a related technical discipline (required)
MBA is a plus but not mandatory; equivalent demonstrated business acumen equally valued
Technical Knowledge
Strong working knowledge of microservices architecture, REST and event-driven APIs
Working knowledge of databases and integration patterns common in financial services
Comfortable reading technical designs and challenging architectural decisions
Able to engage in substantive conversations with engineers, architects, and security teams
Exposure to core banking systems, loan origination and management platforms
Hands-on experience with JIRA, Confluence, and modern CI/CD and observability platforms

Working experience with Salesforce.
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